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History

Building lifelong relationships, one member at a time” has been the foundation for the development and success for  M-C Federal Credit Union for over 59 years. Member by member, we have been building relationships with local communities, organizations, and people within the five county regions we serve. Do you belong? More than 11,000 people have answered, “I belong”.

We are proud of our history. Chartered in 1954 to serve the employees at Merck & Company’s Cherokee Plant in Riverside, PA. We have grown outside the Merck Employer group, expanding into the surrounding areas and continue to do so. What was once called Merck Cherokee Employees Credit Union was renamed in 1988 to M-C Federal Credit Union in order to better represent its member diversity serving Montour, Columbia, Northumberland, Snyder and Union Counties.

Today M-C has five branch locations located in Riverside, Danville, Bloomsburg, Lewisburg, and Evangelical Community Hospital serving over 11,000 members from over 140 employer groups and various communities. It is evident that the credit union has not hit a plateau in growth as is still expanding opportunities for membership to better serve our members. Our newest location is a full-service branch that opened December 2008 and is located at 1339 Saint Mary St. Lewisburg, PA. This office, which was previously the Pennsylvania House showroom, was the first project in this brown-field redevelopment. It has become the archetype for each of our branch locations. The Saint Mary St. office features an innovative three-lane drive-thru with ATM access. Striving to reduce our carbon footprint, we built the Saint Mary St. office to be eco-friendly utilizing geothermal heating and cooling, automated high efficiency lighting, insulation levels that exceed code requirements and electronic signature pads to reduce paper usage. Our most recent project was completed Fall of 2012 where we built an addition on our Danville branch. This expansion is equipped with multiple offices and a training room that allows our employees one-on-one contact if any member needs assistance.

Our growth is a sign of confidence in the strength and security that our members have grown to expect. In addition to the peace of mind we offer great service built upon the credit union philosophy of “people helping people”. Our corporate values drive every decision we make. This ensures consistency and congruence with our mission to be the best full service financial institution in the areas we serve.

Being a good corporate citizen; philanthropy is at the top of our list as we strive to partner in communities and give back to the community. Organizations like: Evangelical Community Hospital, Danville Area Community Center, Bloomsburg University, CSIU LPN Career Center, LARA, Iron Heritage Association, Muscular Dystrophy Association and many more! As a non-profit, cooperative financial institution, we pride ourselves on putting our members first in the communities we serve.

One of the strategic community focuses M-C champions is its “Financial Literacy Program”. We offer financial literacy materials to all of the high schools in the five counties we serve. In 2010 we also offered classroom instruction. This is a significant investment we make with our financial and staff commitment, but the return is priceless. We provide education to over 1,000 students each year to help prepare them to be financially responsible. Education is at the forefront and plays an essential role to building a solid financial future. We are hoping to make a difference in the lives of students and the lives of their families by introducing financial literacy.

The credit union difference is championed at M-C, a full service financial institution, where deposits are insured by the NCUA. We provide a multitude of convenience services tailored for all ages and lifestyles. As a credit union member, you can access surcharge free ATMs that display the CU logo nationwide. M-C sets the standard with competitive certificate and money market rates, competitive loan rates with low fees, and all world-class service. We are truly defining the credit union difference in the communities we serve. In order to find out how you are eligible for membership, please visit Join or call 800-834-0082.

 Important Message from

In the past 60 years

We have stood by our values and built upon them. Now we are focusing on the next 60 years and what this credit union can bring to our members and community. We want YOU our member owner to be informed about what does the dual charter change means to you. Please see a video message from

President & CEO Jim Barbarich on Our Plan for the next 60 years