Direct deposit is the safest and fastest way to deposit your paycheck, social security or pension check into your credit union account. Your check can be automatically deposited into your checking or savings account. Payroll deduction allows you to designate a portion of your funds to make loan payments and establish a regular savings plan. See your employer’s payroll department or if your check is from the government, you will need a Federal Direct Deposit Form.
Wire Transfers are a great way to move funds from one financial institution to another. The transfer will usually be available on the same day you initiate the transaction. International wire transfers may take up to one week to be available to the receiver. The cutoff time for a domestic (within the U.S.) wire transfer is 4:00 pm. The cutoff time for international wire transfers is 12:00 pm. If you wish to send funds to another financial institution, it is recommended that you contact the other institution first to find out what the wiring instructions are. If you wish to receive funds at your MC Federal account, please call for wiring instructions.
MC Federal Credit Union has Cashiers Checks available for our members. A cashier’s check is a check that is drawn by and on MC Federal Credit Union using available funds from the requesting member’s account. The Cashier Check makes MC Federal the primary obligator. The check is assuring the receiving institution, business, or other persons that the funds are guaranteed because the funds have been already paid. Other names for Cashier’s Checks include Bank Checks or Bank Drafts.
Night deposits are accepted at our Danville, Bloomsburg, and Lewisburg (St Mary Street) offices. It is a service available for all members to deposit funds before or after regular business hours. It is available 24 hours a day. Deposits made before business hours in the morning will be posted that business day. If the deposit is made after hours, then it will be posted the next business day in the morning. All Night Deposits are secured and checked every morning, on a daily basis except on Sundays and observed holidays. All Night Deposits are recorded. Night Deposit service is also available at our Mt. Carmel branch, however it is exclusive to MC Federal business members only.
No more rolling your coins. You can now bring in your loose change and cash it in with our coin counter. The coin counter will automatically count your change for you! This service is free to all members* and is available in our Danville, Bloomsburg, Lewisburg, and Mt. Carmel offices.
*There is a 5% fee that applies to all ‘non-members’ utilizing the machine.
Foreign Currency Exchange
We now offer our members a convenient options to order foreign currency from your local MC Federal branch. This is the way to go if you’re traveling outside of the United States. We offer a wide range of currencies that can be purchased for travel or sold back when you arrive back home. Find out more by visiting your local branch!
E-Statements provide a paper free, environmentally friendly way to receive your monthly statements. They are the same as your paper statement- only online! Reduce your carbon footprint and go green with a secure online environment, where you can keep up to 12 months of statements in one convenient location. E-Statement users get their statements much faster than the paper statements, and are notified when they are available for viewing.