Business Loans

Lending Solutions for new and growing businesses.

Business owner holding open sign

MC Federal has a number of business lending solutions for members, dependent on the unique needs of the small business. The diverse needs of small businesses makes it difficult to pinpoint interest rates on business loans. For more information on our rates and lending options please contact our business lender.

Business credit cards are a useful tool to assist with managing and organizing monthly purchases. Unlike the other types of lending, a business credit card is generally for smaller expenditures. However, a MC Federal Visa® Platinum Business Credit Card enables multiple executives in a business to use separate cards on the same account. All of the expenditures from the various cardholders are then kept on a single bill. With our low credit card interest rates, you can keep your business up and running.

Business mortgages are for your business’ real estate purchases and expansions. The rules governing business mortgages and their interest rates are essentially the same as the rules for regular mortgages. A business mortgage from MC Federal can help you open up a new physical or online store, expand your work force, and buy better equipment. With MC Federal you can create the business you always wanted.

Business lines of credit can help you manage your short-time capital needs, such as funding payroll, or managing seasonal fluctuations in cash flow. Most new businesses can expect a period of loss before they turn a profit. During that difficult building period, you may need extra money to cover your costs. MC Federal can help you cover your monthly bills through an open line of credit that can cover your losses until your business becomes profitable.

Business term loans are used for your immediate term financing needs. These types of loans are usually used for equipment purchases, debt consolidations, and vehicle loans. Once you make it through the growing pains of starting a new small business, you may want to consider expanding the business to reach more customers. Business term loans can help you grow your business with both versatility and low interest rates. 

Required Loan Application Documents

When applying for a business loan you will need to fill out a loan application and personal financial statement, which you will find below. Completed applications can be emailed to or returned to your local branch.

You will also need your last three years worth of Federal Income Tax Returns.