Rates As Low As:
*APR = Annual Percentage Rate
Credit Card
- Low APR*
- Cash Advances
- Low Minimum Payment
Credit Card
✓   Low APR*
✓   Cash Advances
✓   Low Minimum Payment
Auto Loan
- Excellent Rates
- Refinance and Save
- Gap Insurance & Warranties
Auto Loan
✓   Excellent Rates
✓   Refinance and Save
✓   Gap Insurance & Warranties
Mortgage
- Low APR*
- Loan Counseling
- Variable and Fixed Rates
Mortgage
✓   Low APR*
✓   Loan Counseling
✓   Variable and Fixed Rates
Join Our Community
Philanthropy is at the top of our list as we strive to partner with our communities and give back with any opportunity that we can. This is reflected not just in what we pay back to our members, but all we do for the areas around us. As a credit union, it is our duty and responsibility to look after and support, not just our members, but also the communities that they work and reside in. Whether it’s a festival downtown or our annual golf tournament, we thrive on being able to connect with our community. MC Federal truly enjoys volunteering and helping charities and foundations as much as we can. We have a wonderful group of employees who volunteer their own time and are proud to represent our credit union.
Our growth over the years is a sign of confidence in the strength and security that our members have come to expect. In addition to peace of mind, we offer great service built upon the credit union philosophy of “people helping people.” Our corporate values drive every decision we make. The trust between us and our members encapsulates our mission statement to be the best full service financial institution in the areas we serve. Given our strong values and commitment to community, MC Federal Credit Union is expanding opportunities for membership to better serve our communities.
News & Events
Member Alert: Fraud Department Impersonation
MC Federal Credit Union has been notified that members are receiving phone calls from individuals claiming to be from our Fraud Department. These calls appear to be coming from area code 808, which is for the Hawaiian & Wake Islands. The caller is asking members to provide the last six digits of their card number, the expiration date, and the 3-digit CVV code.
These calls are not coming from MC Federal Credit Union. We will never ask you to provide your debit or credit card information over the phone. Do not provide this sensitive information to anyone not authorized to have it. Please report any suspicious communications to a Member Service Representative as soon as possible by calling us at 800.834.0082, stopping in a branch, or sending us a message via Digital Banking.
If you have provided your card information, or other personal information, to anyone not authorized to have it, please let us know immediately so that we can take action to protect you and your account.