Auto Loans
Buying the right vehicle is important and so is choosing the right auto loan to go along with it. MC Federal offers auto loans on new and used vehicles with competitive rates. We have several financing options available to you!
Here at MC Federal we love helping our members get the best possible interest rate and terms. Ask us today about the benefits of refinancing your existing vehicle loan from another financial institution.
Here’s the scoop:
- Excellent rates that beat industry averages
- Refinance your higher rate auto loans and save
- No prepayment penalties. Reduce your interest by paying early
As a credit union member, auto insurance could be more affordable! Find out how with TruStage Auto Insurance!
Annual Percentage Rate (APR), Loan To Value (LTV), and other loan determinations are subject to credit and collateral review
| Vehicle Loan Rates | Types | APR* |
|---|---|---|
| On the Spot Financing is Available | Rates as low as | |
| Vehicles and Demos | New | 5.49% |
| Used | 6.49% | |
| RVs/Campers/ Travel Trailers | New | 7.39% |
| Used | 7.89% | |
| Motorcycles/ATVs/Boats | New | 5.99% |
| Used | 6.89% | |
| *APR = Annual Percentage Rate. APR current as of 08/01/2023. Credit restrictions apply. Your rate on auto loans may vary from the rates above and will be determined by your credit history, term, and age of vehicle. Payment Example: $7,500 loan amount for 48 months at 3.44% APR = estimated monthly payment of $167.47. All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice. MC Federal Credit Union membership is required. For current rates, fees, and other cost information, please contact MC Federal Credit Union at (800) 834-0082. | ||
| Vehicle Loan Rates | Types | APR* |
|---|---|---|
| On the Spot Financing is Available | Rates as low as | |
| Vehicles and Demos | New | 5.49% |
| Used | 6.49% | |
| RVs/Campers/ Travel Trailers | New | 7.39% |
| Used | 7.89% | |
| Motorcycles/ATVs/Boats | New | 5.99% |
| Used | 6.89% | |
| *APR = Annual Percentage Rate. APR current as of 08/01/2023. Credit restrictions apply. Your rate on auto loans may vary from the rates above and will be determined by your credit history, term, and age of vehicle. Payment Example: $7,500 loan amount for 48 months at 3.44% APR = estimated monthly payment of $167.47. All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice. MC Federal Credit Union membership is required. For current rates, fees, and other cost information, please contact MC Federal Credit Union at (800) 834-0082. | ||
Get New & Used Car Values
Guaranteed Asset Protection (GAP)
GAP helps you cover the remaining balance of your loan if you experience a total loss before it is paid off. This protection settles the difference between your primary insurance settlement and your remaining loan balance at the time of the loss.
Mechanical Breakdown Protection
This protection provides four levels of coverage that protects you against costly mechanical repairs.
- Roadside Assistance
- Rental Vehicle Assistance
- Tire Road Hazard
- Trip Interruption
- 4 levels of coverage: Platinum/Gold/Silver/Copper
An unexpected job loss, death or disability could prevent you from making loan payments. Debt Protection can help by canceling all or part of your protected loan payment or balance, should a protected life event occur. With flexible program options and pricing, we can offer our members a product to help protect them against the unexpected.
When the unthinkable happens, having Debt Protection can be your “safety net” and help you to be able to keep the things most important to you.
UP TO $200 CASH BACK
When you bring your Auto Loan to MC Federal Credit Union!
Looking to purchase or refinance a new or preowned vehicle?
MC Federal is here to save you some cash with low rates
and up to $200 cash back!
ACT FAST - LIMITED TIME PROMOTION
Offer Valid February 1, 2022 through April 30, 2022!
*Limited time offer. Promotion runs from February 1, 2022 through April 30, 2022. Valid on new or used direct purchases and refinance only. Existing MC Federal Credit Union loans are not eligible. Cash back amount is dependent on the auto loan value: $5,000.00-$9,999.00-$50.00, $10,000.00-$14,999.00-$100.00, $15,000.00-$24,999.00-$150.00, $25K & up-$200.00. Funds credited to member’s primary share within 60 days of the loan closing. MC Federal Credit Union membership eligibility required.
