Financial Wellness

Invest In Your Future!

Whether you’re looking to spend, save, borrow, or manage your money wisely, Members Choice is the place to go for all of your financial needs and learning. We have many tools, resources, and help to guide you through every stage of your personal financial journey.

Financial Literacy Classes

We offer financial literacy materials to all of the high schools in the five counties we serve. We also offer classroom instruction. This is a significant investment we make with our financial and staff commitment, but the return is priceless. We provide education to over 1,000 students each year to help prepare them to be financially responsible. Education is at the forefront and plays an essential role to building a solid financial future. We are hoping to make a difference in the lives of students and the lives of their families by introducing financial literacy.

Our Chief Member Experience Officer, Elba, has a passion for financial literacy. This has reflected not just in all the classes she has led and taught in the surrounding areas the past few years, but also when she accepted the Pennsylvania State Desjardin Award in 2019. Elba and her team deliver education to members, not-for-profit organizations, churches, businesses and the Hispanic community through classes and one-on-one counseling. As a result, Members Choice financial literacy program impacts our local communities in a positive way. In the past year the credit union has increased its reach significantly in the communities we serve.

In the 6 week program, Elba and her team go over accounts and fees, budgeting, rates, fraud, and credit and debit products. The class is focused on teaching basic economic empowerment skills and financial knowledge to serve as a road map to financial well-being.

For more information on these classes or to sign up when they are available, please contact Elba at
800-834-0082, view our Financial Literacy brochure, or fill out our Financial Literacy contact form.

GreenPath Financial Counseling

As a valued member of Members Choice FCU, we are committed to serving you. As a benefit to you, we are providing you with free access to money management and financial education services through our partners at GreenPath.

As a member of Members Choice FCU, you can receive assistance with:

  • Personal and family budgeting
  • Understanding your personal credit report and how to improve your score
  • Personal money management
  • Debt repayment (fees may apply)
  • Avoiding bankruptcy, foreclosure, and repossession
Green Path Logo

GreenPath can give personalized answers to you individual needs. For issues ranging from a proactive savings plan to saving a home from foreclosure, advice is available! You just need to decide when to get started: 

UNDERSTANDING YOUR CREDIT

We hear the term credit a lot. But what does it really mean and why does it matter? How is my credit score calculated? How can I improve my credit score? Our Partners at GreenPath can help answer those questions! 

Financial Wellness Articles

The latest  articles from GreenPath’s blog covering a diverse array of topics including dealing with debt, budgeting, student loans, homebuying, and other financial wellness topics.

CheckRight

Opening a Checking Account Just Got a Whole Lot Easier. 

Interested in opening a checking account but unsure where to start? Whether you are opening an account for the first time or you’ve had one in the past, this course can help you understand how a checking account can benefit you. We’ll also explore some common checking account options, and how to best deal with challenges along the way. In this interactive experience, you’ll follow Veronica and Nicholas through real-life scenarios as they interact with their new accounts, deal with common challenges, and use these challenges as an opportunity to learn and grow as they work toward their long-term financial goals. In this course, you will learn:

  • How to deal with and avoid common anxiety-causing situations such as missed due dates, overdrafts, and rejected transactions
  • The benefits of mobile account management
  • Which plastic card to use (i.e., ATM cards, debit cards, credit cards)
  • What ChexSystems is and how you can overcome any roadblocks associated with it
  • How to clear items from the mystical QualiFile

Estimated time to complete: 15 min 

  – Course does not use sound

BudgetSmart

BudgetSmart is an easy-to-use software tool that uses simple graphics, “pop-up” boxes and bar charts to help you manage your money more effectively. Use the program to:

  • Establish a budget
  • Track spending
  • View tips for improving areas of overspending or inadequate saving
  • Experiment with “what if” scenarios to determine how a major purchase or change in income would impact your budget
Click on the budget smart logo to download the program to your computer FREE of charge, and you’re on your way to creating your own personalized budget!