Come work with us!
As a local financial institution, MC Federal has remained committed to our members and the community. Unlike banks, MC Federal is owned by members and run by members. At MC Federal, we’re constantly looking for ways to engage with our members and build a sense of community in the areas we serve. Our business plan is simple: unbreakable security, unbeatable service, and universal success. MC Federal is searching for desirable employees that share these core values and goals. If you desire a career that offers a competitive salary and benefits, personal and professional growth, a dynamic and diverse workplace, a fun and family work environment, then you’ve come to the right place. The following career opportunities are currently available within our organization.
Current Job Openings:
No open positions at this time.
POSITION DESCRIPTION
POSITION TITLE: Programmer Analyst
DEPARTMENT: Information Technology
CLASSIFICATION: Exempt
REPORTING RELATIONSHIPS
POSITION REPORTS TO: Chief Information Officer
POSITIONS SUPERVISED: None
POSITION PURPOSE
The Programmer Analyst will provide support to all areas of the Credit Union with programming, analysis and support of vendors and vendor integrations including our core vendor, Symitar. The Programmer Analyst will support existing code and create new code and documentation and become familiar with configurations, settings, privileges and other aspects of Symitar and other systems. Process improvement through creation of workflows and automation are key drivers. The Programmer Analyst will support IT requirements including strategic projects by completing assignments, participating on project teams and troubleshooting IT/operational issues as they occur.
ESSENTIAL FUNCTIONS AND BASIC DUTIES
(NOTE: This job description is not designed to contain a comprehensive listing of activities, duties or responsibilities required for the position)
- Identifies project requirements by talking with staff, analyzing data, and documenting results.
- Develops solutions to problems by researching and understanding system capabilities, analyzing alternative solutions, preparing system specifications, and writing programs.
- Verifies results and validates data in coordination with requesters.
- Prepares staff to use system by writing procedures, providing support, and assisting in training.
- Prepares reports by collecting, analyzing, and summarizing information.
- Maintains professional and technical knowledge by attending educational events.
- Recommend changes to workflow, efficiencies, and quality processes.
- Help track and analyze process improvement benefits after changes are implemented.
- Complete training in programming and business analysis as determined by your supervisor.
PERFORMANCE MEASUREMENTS
- Ability to maintain highly confidential information.
- Working knowledge of Credit Union processes, rules, and regulations (or willingness to learn them)
- Strong communication skills; listening, verbal and written.
- Excellent organizational, time management, project management, and follow through skills.
- Ability to work independently and show strong initiative.
- Ability to write reports, proposals, correspondence, policies, procedures etc.
- Knowledge of programming best practices (version control, error handling, testing/quality assurance, code libraries, standards, etc.)
Note: This list of essential functions is not exhaustive. It may be supplemented as necessary.
QUALIFICATIONS, EXPERIENCE, & SKILLS
- Bachelor’s degree in IT, computer science, or associated discipline or 1-3 years of corporate employment/experience
- Proficiency in Microsoft Office products and at least one programming language, such as C`, C++, VB, Java or similar.
- Knowledge of HTML5, CSS, Java, and Symitar PowerOn programming preferred.
PHYSICAL DEMANDS
The physical demands described here are representative to those that must be met by an employee to successfully perform the essential functions of this position.
While performing duties of the job; the employee may be standing, sitting, stooping, and walking at times. There is hand and finger dexterity with repetitive motion due to small movements in relation to typing and the picking up small items. Hearing and Communication is required for listening to, relaying, and explaining information to members, vendors, and staff. Vision abilities necessary to prepare, inspect, and read various reports, documents, and computer screens. The employee may occasionally need to stoop, kneel, crouch or crawl. The employee may need to occasionally lift and/or move up to 50 pounds. The work environment is that of a standard office with moderate noise levels associated with office (computer, printer, and calculator) equipment, member, and phone conversations.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. EOE employer.
MENTAL DEMANDS
The mental characteristics necessary to completely perform this job include: using good judgment; and, the continuous need to use auditory perception, memory, and reasoning ability.
Disclaimer: The above information on this job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not intended to contain or be interpreted as a comprehensive inventory of all duties, responsibilities and qualifications required by employees assigned to this job.
Job Descriptions are not intended as and do not create employment contracts. The organization maintains its status as an at-will employer. Employees can be terminated for any reason not prohibited by law
Please submit your resume to humanresources@mcfcu.org or apply below.
POSITION DESCRIPTION
POSITION TITLE: Collector
DEPARTMENT: Collections
CLASSIFICATION: Non-Exempt
REPORTING RELATIONSHIPS
POSITION REPORTS TO: Collections Manager
POSITIONS SUPERVISED: None
POSITION PURPOSE
Follow the credit and collection policies and procedures of the Credit Union that best serve the organization and its members. Perform collection duties personally and/or through third parties. Work within strict compliance with State and Federal credit and collection rules and regulations in all collection practices.Â
ESSENTIAL FUNCTIONS AND BASIC DUTIES
- Frequent phone calls. Excellent verbal communications and active listening. Ability to problem solve, emotional intelligence, mindfulness, understanding technology and handle members courteously with dignity and respect.
- Coordinate and communicate with others including personnel of service and system providers, credit card companies, credit bureaus, insurance companies, collateral protection agencies, and registry offices as needed.
- Represent the credit union in court concerning legal processes connected with collection of negative share balance accounts and other creditor/debtor situations. Attend hearings concerning negative share balance accounts and present testimony on behalf of the credit union.
- Maintain files, records, and journals to provide a chronology of collection activity for delinquent account and provide reports of collection results when requested.
- Follow all credit union policies and procedures.
- Investigate fraud cases, for possible legal action and collection of delinquent accounts for unpaid negotiable items.
- Perform any other duties as assigned by supervisor
PERFORMANCE MEASUREMENTS
- The collector is expected to work within a collection program and processes that result in budgeted charge-off and delinquency ratios, as well as with limited errors
- To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
QUALIFICATIONS
EDUCATION/CERTIFICATION:
High School Diploma of GED
REQUIRED KNOWLEDGE:
- Proficient in Microsoft Word and Excel
EXPERIENCE REQUIRED:
- 3 – 5 years related experience at a financial institution. Additional education or hands on experience with collections or lending recommended
SKILLS/ABILITIES:
- Excellent written and verbal communication skills
- Excellent organizational and problem-solving abilities
- Dedicated work ethic with personal and professional integrity
- Ability to undertake and complete multiple tasks, meeting deadlines
- Strong desire to improve the lives and financial wellbeing of our diverse membership
- Commitment to the credit union philosophy
- Ability to use the credit union’s core processing system for input/output transactions. Such usage includes, but not limited to, retrieval of information, reconciling data, printing out individual statements of account, inputting data, updating information and general maintenance of the credit and collection financial and ancillary records.
- Ability to operate standard office machines such as a personal computer, optical image/scanner, photocopier, fax machine, word processor and such equipment normally found in a financial institution credit department.
PHYSICAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION
TALKING:
Especially where one must frequently convey detailed or important instructions or ideas accurately, loudly or quickly.
AVERAGE HEARING:
Able to hear average or normal conversations and receive ordinary information.
AVERAGE VISUAL ABILITIES:
Average, ordinary, visual acuity necessary to prepare or inspect documents or products or operate machinery.
PHYSICAL STRENGTH:
Sedentary work: sitting most of the time. Exerts up to 10 lbs. of force occasionally. (Almost all office jobs.)
WORKING CONDITIONS
NONE:
No hazardous or significantly unpleasant conditions (a typical office environment)
MENTAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION
REASONING ABILITY:
- Sound judgement and problem-solving skills.
- Strong phone communication required.
- The ability and desire to assist our members in finding a way to meet their financial obligations without getting further behind
- Ability to solve practical problems and deal with a variety of situations where only limited standardization exists.
MATHEMATICS ABILITY:
- Ability to calculate figures and amounts such as payments due, and interest.
LANGUAGE ABILITY:
- Ability to read, analyze and interpret general business correspondence.
- Ability to compose reports, business correspondence and assist in updating procedure manuals.
- Ability to effectively present information and respond to questions from Management, team members, and individual members. Occasionally may need to make formal presentations on credit to groups outside of the credit union, such as meetings, trainings, schools, and debt counseling sessions.
BENEFITS
- Comprehensive health, dental and vision benefits within thirty days
- Employee Assistance Program
- STD/LTD/Life Insurance
- Profit Sharing/401K with company match
- Paid sick time, paid family sick time
- Paid holidays
- Paid vacation
- In-house training sessions
INTENT AND FUNCTION OF JOB DESCRIPTION
Job descriptions assist organizations in ensuring that the hiring process is fairly administered and that qualified employees are selected. They are also essential to an effective appraisal system and related promotion, transfer, layoff, and termination decisions. Well-constructed job descriptions are an integral part of any effective compensation system.
All descriptions have been reviewed to ensure that only essential functions and basic duties have been included. Peripheral tasks, only incidentally related to each position, have been excluded. Requirements, skills, and abilities included have been determined to be the minimal standards required to successfully perform the positions. In no instance, however, should the duties, responsibilities, and requirements delineated be interpreted as all inclusive. Additional functions and requirements may be assigned by the Board of Directors as deemed appropriate.
In accordance with the Americans with Disabilities Act, it is possible that requirements may be modified to reasonably accommodate disabled individuals. However, no accommodations will be made which may pose serious health or safety risks to the employee or others or which impose undue hardships on the organization.
Job descriptions are not intended as and do not create employment contracts. The organization maintains its status as an at-will employer. Employees can be terminated for any reason not prohibited by law.
Please submit your resume to humanresources@mcfcu.org or apply below.
POSITION DESCRIPTION
POSITION TITLE: Chief Financial Officer
DEPARTMENT: Executive
CLASSIFICATION: Exempt
REPORTING RELATIONSHIPS
POSITION REPORTS TO: Chief Executive Officer
POSITIONS SUPERVISED: Accounting Supervisor, Back Office Staff, Accounting Associate, Data Analyst
POSITION PURPOSE
The Chief Financial Officer is responsible for directing all functions regarding record-keeping, budget preparation / forecasting, Liquidity and Asset Liability Management. The CFO participates as part of the Executive Leadership Management Team who develops and implements strategic financial plans, programs, and systems. Provide leadership within the Credit Union on matters related to financial planning and control and to also provide operating direction to the financial functions of the organization, ensuring sound fiscal management of the Credit Union’s operations and affairs. With a substantial budgetary impact, this senior executive position conducts in-depth analyses with complex evaluations to strategically support and effectively direct the organization. Â
ESSENTIAL FUNCTIONS AND BASIC DUTIES
- Serves as a member of the Executive Team and supports the strategic priorities of the Credit Union.
- Direct the preparation of financial statements and other internal reports used to monitor and analyze key leading and lagging indicators driving the operational and financial performance of the Credit Union.
- Creates long term financial forecast models to assist with the development of strategic initiatives.
- Directs the functions of and monitors performance for the Accounting and Back Office departments. Responsible for talent management of these departments.
- Participates in developing and evaluating the Credit Union’s short- and long-term strategic goals and objectives. Responsible for strategic and annual business planning, oversight of financial operations, compliance with GAAP and credit union standards.Â
- Creates the overall operational budget for the Credit Union.
- Creates, prepares, and submits longer term capital and business development plans.
- Coordinates month end closing.
- Attends board meetings to communicate the financial status of the Credit Union.
- Coordinates the data for the Asset Liability Management analysis and is a Chair of the ALCO Committee.
- Develops investment strategies for Credit Union assets and the monitoring of interest rate risks.
- Monitors liquidity through cash monitoring and liquidity forecasting.
- Maintains the Credit Union’s investment portfolio and is a member of the Investment Committee.
- Oversees reporting to regulatory authorities, government agencies and other agencies as needed (sales tax filing, FR2900, NCUA 5300, Multiple Worksite, 990, Report of Officials, Sales Finance License, Bank4Banks user certification, FHLB Annual Collateral Certification, Department of Commerce Census, 401(k) Year End Information Request, etc.).Â
- Responsible for the financial statement and 401k audits.
- Works directly with auditors and examiners on year-end and other audits.
- Responsible for policy updates and revisions and makes recommendations to other Senior Managers and Board.
- Responsible for the chart of accounts and necessary internal controls over the general ledger to include appropriate reconciling processes, software application and segregation of duties.
- Coordinates escheatment of accounts and checks pursuant to Pennsylvania unclaimed property laws.
- Serves as backup BSA officer (CTR, SAR, OFAC weekly review, FinCEN check via Verafin/Episys, high risk member review, wire transfer review, indirect marijuana business member reviews)
- Responsible for running exempt payroll and serves as backup on non-exempt payroll.
- Use effective interpersonal skills to build trust and foster a culture of accountability, transparency, and collaboration for the sole benefit of the Credit Union.
- Lead by example to ensure that key decisions are vetted by using objective, qualitative and quantitative information.
- Understand and assess potential risks facing the Credit Union and proactively work to mitigate those risks.
- Ensure the Credit Union complies with all legal and regulatory requirements.
- Ensure the department is staffed with qualified, motivated, and ethical employees that effectively collaborate with one another to ensure the achievement of departmental goals.
- Emphasize communication at all levels of the department to set expectations and manage employee performance.
- Takes on any additional assignments as directed.
- Manage our finance intern program with Bloomsburg University Business Department.
PERFORMANCE MEASUREMENTS
- Proficiency with accounting software, word processing, and spreadsheets.
- Performance to Plan, analyzed and reported to the CEO.
- Solid GAAP and financial reporting technical skills.
- Strong interpersonal skills, ability to communicate and manage well at all levels of the organization.
- Strong problem solving and creative skills and the ability to exercise sound judgment and make decisions based on accurate and timely analyses.
- Demonstrated ability to foster and cultivate business opportunities and partnerships.
- Consistently displays high levels of ethics, integrity, and dependability.
- Exceptional strategic and tactical written and oral communication skills.
- Exercises sound judgement: recommendations and decisions are based on reliable analysis.
- The CEO is appropriately informed of all financial activities.
QUALIFICATIONS
EDUCATION/CERTIFICATION:
- MBA or bachelor’s degree in business, finance, accounting, or equivalent experience. Master’s degree preferred
- Certified Public Accountant certification a plus
REQUIRED KNOWLEDGE:
- Thorough knowledge of financial plans, programs and systems, strategic planning, and forecasting.
EXPERIENCE REQUIRED:
- Minimum of five to ten years of prior experience in accounting preferably in a banking or credit union environment. Five years of experience in a CFO role is desirable.
SKILLS/ABILITIES:
- Excellent leadership and management skills
- Excellent written and verbal communication skills
- Excellent organizational, analytical, and problem-solving abilities
- Able to coordinate, manage and direct others
- Dedicated work ethic with personal and professional integrity
- Ability to undertake and complete multiple tasks, meeting deadlines
- Strong desire to improve the lives and financial wellbeing of our diverse membership
- Commitment to the credit union philosophy
PHYSICAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION
TALKING:
Especially where one must frequently convey detailed or important instructions or ideas accurately, loudly or quickly.
AVERAGE HEARING:
Able to hear average or normal conversations and receive ordinary information.
AVERAGE VISUAL ABILITIES:
Average, ordinary, visual acuity necessary to prepare or inspect documents or products or operate machinery.
Visually able to perform activities such as preparing and analyzing data and figures, viewing a computer terminal and extensive reading.
PHYSICAL STRENGTH:
Sedentary work: sitting most of the time. Exerts up to 10 lbs. of force occasionally. (Almost all office jobs.)
WORKING CONDITIONS
NONE:
No hazardous or significantly unpleasant conditions (a typical office environment)
MENTAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION
REASONING ABILITY:
- Ability to apply logical or scientific thinking to a wide range of intellectual and practical problems.
- Able to deal with very difficult concepts and complex variables.
MATHEMATICS ABILITY:
- Ability to create advanced Excel spreadsheets and presentations
LANGUAGE ABILITY:
- Ability to communicate effectively in English, both orally and in written form
INTENT AND FUNCTION OF JOB DESCRIPTION
Job descriptions assist organizations in ensuring that the hiring process is fairly administered and that qualified employees are selected. They are also essential to an effective appraisal system and related promotion, transfer, layoff, and termination decisions. Well-constructed job descriptions are an integral part of any effective compensation system.
All descriptions have been reviewed to ensure that only essential functions and basic duties have been included. Peripheral tasks, only incidentally related to each position, have been excluded. Requirements, skills, and abilities included have been determined to be the minimal standards required to successfully perform the positions. In no instance, however, should the duties, responsibilities, and requirements delineated be interpreted as all inclusive. Additional functions and requirements may be assigned by the Board of Directors as deemed appropriate.
In accordance with the Americans with Disabilities Act, it is possible that requirements may be modified to reasonably accommodate disabled individuals. However, no accommodations will be made which may pose serious health or safety risks to the employee or others or which impose undue hardships on the organization.
Job descriptions are not intended as and do not create employment contracts. The organization maintains its status as an at-will employer. Employees can be terminated for any reason not prohibited by law.
Please submit your resume to humanresources@mcfcu.org or apply below.
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How to Apply
Qualified candidates should use the below form to submit your resume and cover letter