Career Opportunities

Come work with us!

As a local financial institution, MC Federal has remained committed to our members and the community. Unlike banks, MC Federal is owned by members and run by members. At MC Federal, we’re constantly looking for ways to engage with our members and build a sense of community in the areas we serve. Our business plan is simple: unbreakable security, unbeatable service, and universal success. MC Federal is searching for desirable employees that share these core values and goals. If you desire a career that offers a competitive salary and benefits, personal and professional growth, a dynamic and diverse workplace, a fun and family work environment, then you’ve come to the right place. The following career opportunities are currently available within our organization.

Current Job Openings:

No open positions at this time.

POSITION DESCRIPTION

POSITION TITLE: Chief Financial Officer

DEPARTMENT: Executive

CLASSIFICATION: Exempt

REPORTING RELATIONSHIPS

POSITION REPORTS TO: Chief Executive Officer

POSITIONS SUPERVISED: Accounting Supervisor, Back Office Staff, Accounting Associate, Data Analyst

POSITION PURPOSE

The Chief Financial Officer is responsible for directing all functions regarding record-keeping, budget preparation / forecasting, Liquidity and Asset Liability Management.  The CFO participates as part of the Executive Leadership Management Team who develops and implements strategic financial plans, programs, and systems. Provide leadership within the Credit Union on matters related to financial planning and control and to also provide operating direction to the financial functions of the organization, ensuring sound fiscal management of the Credit Union’s operations and affairs. With a substantial budgetary impact, this senior executive position conducts in-depth analyses with complex evaluations to strategically support and effectively direct the organization.  

ESSENTIAL FUNCTIONS AND BASIC DUTIES

  • Serves as a member of the Executive Team and supports the strategic priorities of the Credit Union.
  • Direct the preparation of financial statements and other internal reports used to monitor and analyze key leading and lagging indicators driving the operational and financial performance of the Credit Union.
  • Creates long term financial forecast models to assist with the development of strategic initiatives.
  • Directs the functions of and monitors performance for the Accounting and Back Office departments. Responsible for talent management of these departments.
  • Participates in developing and evaluating the Credit Union’s short- and long-term strategic goals and objectives. Responsible for strategic and annual business planning, oversight of financial operations, compliance with GAAP and credit union standards. 
  • Creates the overall operational budget for the Credit Union.
  • Creates, prepares, and submits longer term capital and business development plans.
  • Coordinates month end closing.
  • Attends board meetings to communicate the financial status of the Credit Union.
  • Coordinates the data for the Asset Liability Management analysis and is a Chair of the ALCO Committee.
  • Develops investment strategies for Credit Union assets and the monitoring of interest rate risks.
  • Monitors liquidity through cash monitoring and liquidity forecasting.
  • Maintains the Credit Union’s investment portfolio and is a member of the Investment Committee.
  • Oversees reporting to regulatory authorities, government agencies and other agencies as needed (sales tax filing, FR2900, NCUA 5300, Multiple Worksite, 990, Report of Officials, Sales Finance License, Bank4Banks user certification, FHLB Annual Collateral Certification, Department of Commerce Census, 401(k) Year End Information Request, etc.). 
  • Responsible for the financial statement and 401k audits.
  • Works directly with auditors and examiners on year-end and other audits.
  • Responsible for policy updates and revisions and makes recommendations to other Senior Managers and Board.
  • Responsible for the chart of accounts and necessary internal controls over the general ledger to include appropriate reconciling processes, software application and segregation of duties.
  • Coordinates escheatment of accounts and checks pursuant to Pennsylvania unclaimed property laws.
  • Serves as backup BSA officer (CTR, SAR, OFAC weekly review, FinCEN check via Verafin/Episys, high risk member review, wire transfer review, indirect marijuana business member reviews)
  • Responsible for running exempt payroll and serves as backup on non-exempt payroll.
  • Use effective interpersonal skills to build trust and foster a culture of accountability, transparency, and collaboration for the sole benefit of the Credit Union.
  • Lead by example to ensure that key decisions are vetted by using objective, qualitative and quantitative information.
  • Understand and assess potential risks facing the Credit Union and proactively work to mitigate those risks.
  • Ensure the Credit Union complies with all legal and regulatory requirements.
  • Ensure the department is staffed with qualified, motivated, and ethical employees that effectively collaborate with one another to ensure the achievement of departmental goals.
  • Emphasize communication at all levels of the department to set expectations and manage employee performance.
  • Takes on any additional assignments as directed.
  • Manage our finance intern program with Bloomsburg University Business Department.

PERFORMANCE MEASUREMENTS

  • Proficiency with accounting software, word processing, and spreadsheets.
  • Performance to Plan, analyzed and reported to the CEO.
  • Solid GAAP and financial reporting technical skills.
  • Strong interpersonal skills, ability to communicate and manage well at all levels of the organization.
  • Strong problem solving and creative skills and the ability to exercise sound judgment and make decisions based on accurate and timely analyses.
  • Demonstrated ability to foster and cultivate business opportunities and partnerships.
  • Consistently displays high levels of ethics, integrity, and dependability.
  • Exceptional strategic and tactical written and oral communication skills.
  • Exercises sound judgement: recommendations and decisions are based on reliable analysis.
  • The CEO is appropriately informed of all financial activities.

QUALIFICATIONS

EDUCATION/CERTIFICATION:

  • MBA or bachelor’s degree in business, finance, accounting, or equivalent experience. Master’s degree preferred
  • Certified Public Accountant certification a plus

REQUIRED KNOWLEDGE:

  • Thorough knowledge of financial plans, programs and systems, strategic planning, and forecasting.

EXPERIENCE REQUIRED:

  • Minimum of five to ten years of prior experience in accounting preferably in a banking or credit union environment. Five years of experience in a CFO role is desirable.

SKILLS/ABILITIES:

  • Excellent leadership and management skills
  • Excellent written and verbal communication skills
  • Excellent organizational, analytical, and problem-solving abilities
  • Able to coordinate, manage and direct others
  • Dedicated work ethic with personal and professional integrity
  • Ability to undertake and complete multiple tasks, meeting deadlines
  • Strong desire to improve the lives and financial wellbeing of our diverse membership
  • Commitment to the credit union philosophy

PHYSICAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION

TALKING:

Especially where one must frequently convey detailed or important instructions or ideas accurately, loudly or quickly.

AVERAGE HEARING:

Able to hear average or normal conversations and receive ordinary information.

AVERAGE VISUAL ABILITIES:

Average, ordinary, visual acuity necessary to prepare or inspect documents or products or operate machinery.

Visually able to perform activities such as preparing and analyzing data and figures, viewing a computer terminal and extensive reading.

PHYSICAL STRENGTH:

Sedentary work: sitting most of the time. Exerts up to 10 lbs. of force occasionally. (Almost all office jobs.)

WORKING CONDITIONS

NONE:

No hazardous or significantly unpleasant conditions (a typical office environment)

MENTAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION

REASONING ABILITY:

  • Ability to apply logical or scientific thinking to a wide range of intellectual and practical problems.
  • Able to deal with very difficult concepts and complex variables.

MATHEMATICS ABILITY:

  • Ability to create advanced Excel spreadsheets and presentations

LANGUAGE ABILITY:

  • Ability to communicate effectively in English, both orally and in written form

INTENT AND FUNCTION OF JOB DESCRIPTION

Job descriptions assist organizations in ensuring that the hiring process is fairly administered and that qualified employees are selected. They are also essential to an effective appraisal system and related promotion, transfer, layoff, and termination decisions. Well-constructed job descriptions are an integral part of any effective compensation system.

All descriptions have been reviewed to ensure that only essential functions and basic duties have been included. Peripheral tasks, only incidentally related to each position, have been excluded. Requirements, skills, and abilities included have been determined to be the minimal standards required to successfully perform the positions. In no instance, however, should the duties, responsibilities, and requirements delineated be interpreted as all inclusive. Additional functions and requirements may be assigned by the Board of Directors as deemed appropriate.

In accordance with the Americans with Disabilities Act, it is possible that requirements may be modified to reasonably accommodate disabled individuals. However, no accommodations will be made which may pose serious health or safety risks to the employee or others or which impose undue hardships on the organization.

Job descriptions are not intended as and do not create employment contracts. The organization maintains its status as an at-will employer. Employees can be terminated for any reason not prohibited by law.

Please submit your resume to humanresources@mcfcu.org or apply below.

POSITION DESCRIPTION

POSITION TITLE: Accountant

DEPARTMENT: Finance

CLASSIFICATION: Exempt

REPORTING RELATIONSHIPS

POSITION REPORTS TO: Chief Financial Officer

POSITIONS SUPERVISED: None

POSITION PURPOSE

The Accountant is a member of the Finance Department team. This position’s duties focus on structured daily, monthly and quarterly accounting and analytical deliverables. These deliverables include transactional, analytical and reporting duties that require accuracy and attention to detail. This position also requires good time management skills which are critical to meeting deadlines associated with these duties.

ESSENTIAL FUNCTIONS AND BASIC DUTIES

  • Maintains general ledger integrity including preparation, verification and input of journal entries, reconciliation of ledger and bank accounts and subsidiary ledgers.
  • Provides back office/accounting support for ACH/Check returns processing, wire processing and other support as needed.
  • Provides support for filing quarterly call report and other regulatory reporting as needed.
  • Provides support for budget/forecast development and analysis, Asset/Liability Management Committee (ALCO) activities and other analysis as needed.
  • Performs other job-related duties as assigned.

PERFORMANCE MEASUREMENTS

  • Proficiency with accounting software, word processing, and spreadsheets.
  • Exercises sound judgement: recommendations and decisions are based on reliable analysis.
  • Policies, goals, and procedures are established which further the strategic plans and objectives supporting the mission and vision of the Board of Directors of MC Federal Credit Union.
  • Credit Union budgets and cost, operating, and quality standards are met. Corporate functions are conducted in accordance with established policies and with applicable legal requirements.
  • Professional business relations exist with business contacts and trade professionals.

QUALIFICATIONS

EDUCATION/CERTIFICATION:

  • Four-year degree in accounting, finance or other business-related field

REQUIRED KNOWLEDGE:

  • Strong knowledge of financial concepts, controls, and GAAP
  • Working knowledge of Microsoft Office
  • Ability to analyze financial information and prepare financial reports
  • Strong mathematical skills and accounting experience

EXPERIENCE REQUIRED:

  • Two or more years of accounting experience

SKILLS/ABILITIES:

  • Excellent written and verbal communication skills
  • Excellent organizational, analytical, and problem-solving abilities
  • Dedicated work ethic with personal and professional integrity
  • Ability to undertake and complete multiple tasks, meeting deadlines
  • Strong desire to improve the lives and financial wellbeing of our diverse membership
  • Commitment to the credit union philosophy

PHYSICAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION

TALKING:

Especially where one must frequently convey detailed or important instructions or ideas accurately, loudly or quickly.

AVERAGE HEARING:

Able to hear average or normal conversations and receive ordinary information.

AVERAGE VISUAL ABILITIES:

Average, ordinary, visual acuity necessary to prepare or inspect documents or products or operate machinery.

PHYSICAL STRENGTH:

Sedentary work: sitting most of the time. Exerts up to 10 lbs. of force occasionally. (Almost all office jobs.)

WORKING CONDITIONS

NONE:

No hazardous or significantly unpleasant conditions (a typical office environment)

MENTAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION

REASONING ABILITY:

  • Ability to apply logical or scientific thinking to a wide range of intellectual and practical problems
  • Able to deal with very difficult concepts and complex variables

MATHEMATICS ABILITY:

  • Ability to use advanced algebra, exponents, statistical and financial formulas
  • Able to perform basic statistical calculations including analysis of variance, sampling theory

LANGUAGE ABILITY:

  • Strong interpersonal skills
  • Ability to communicate effectively with all levels of the organization
  • Ability to read scientific and technical journals, abstracts, financial reports, and legal documents
  • Ability to prepare articles, abstracts, editorials, journals, manuals, and critiques
  • Ability to prepare and make comprehensive presentations, participate in formal debate, communicate extemporaneously, and communicate professionally before an audience

INTENT AND FUNCTION OF JOB DESCRIPTION

Job descriptions assist organizations in ensuring that the hiring process is fairly administered and that qualified employees are selected. They are also essential to an effective appraisal system and related promotion, transfer, layoff, and termination decisions. Well-constructed job descriptions are an integral part of any effective compensation system.

All descriptions have been reviewed to ensure that only essential functions and basic duties have been included. Peripheral tasks, only incidentally related to each position, have been excluded. Requirements, skills, and abilities included have been determined to be the minimal standards required to successfully perform the positions. In no instance, however, should the duties, responsibilities, and requirements delineated be interpreted as all inclusive. Additional functions and requirements may be assigned by the Board of Directors as deemed appropriate.

In accordance with the Americans with Disabilities Act, it is possible that requirements may be modified to reasonably accommodate disabled individuals. However, no accommodations will be made which may pose serious health or safety risks to the employee or others or which impose undue hardships on the organization.

Job descriptions are not intended as and do not create employment contracts. The organization maintains its status as an at-will employer. Employees can be terminated for any reason not prohibited by law.

Please submit your resume to humanresources@mcfcu.org or apply below.

POSITION DESCRIPTION

POSITION TITLE: Member Service Representative

DEPARTMENT: Operations

CLASSIFICATION: Non-Exempt

REPORTING RELATIONSHIPS

POSITION REPORTS TO: Lead MSR

POSITIONS SUPERVISED: None

POSITION PURPOSE

The Member Service Representative (MSR) is a primary service delivery employee focused on delivering solutions to potential and existing members in a positive and professional manner. The MSR will perform a wide range of transactional duties to serve the member by receiving or paying out funds with high accuracy. This role demands a high level of focus in three areas; attention to detail (doing it right the first time), technical expertise (transaction workflows / policy & procedures), and engaged and courteous service. 

ESSENTIAL FUNCTIONS AND BASIC DUTIES

  • Deliver outstanding member service. From the moment of contact (phone, internet, or in person) MSR will be fully engaged with the member providing their undivided attention on delivering superior service.
  • Greets and welcomes members to the Credit Union in a courteous, professional, positive and timely manner.
  • Receives share deposits and loan payments (ensuring the payments match balances due on account and are accurate when posting to loan).
  • Cash share drafts/checks and process cash withdrawals accurately upon verification of signatures, endorsements, and member balances.
  • Verifies transactions. Monitors deposit and withdrawal amounts; examines documents for endorsement and negotiability.  Detects and resolves discrepancies promptly.
  • Place holds on accounts for uncollected funds.
  • Process transfers.
  • Processes cash advances, MC credit card payments, cashier checks, money orders, savings bond redemption, wire transfers, stop payments.
  • Post IRA contributions and withdrawals, open and close certificates of deposit.
  • Open member accounts. (New accounts, shares, share draft, Christmas, Money markets etc.); ordering of member drafts/checks.
  • Performs account changes and file maintenance as needed.
  • Expected to maintain privacy of member’s accounts.
  • Assist members by answering questions, solving their issue/problems by listening and collecting data.
  • Helps member to resolve bookkeeping and checking account problems. 
  • Balances Cash drawer and daily transactions at end of each shift.
  • Investigates and resolves out-of-balance conditions.  Reporting any discrepancy to the Lead MSR.
  • Maintain an up to date and comprehensive knowledge on all Credit Union products and services; as well as knowledge of all related policies, procedures, and regulations.
  • Promote, explain, assist, issue and cross-sell other Credit Union services. (Electronic services in regards to online banking, bill pay, remote deposit, mobile; debit and credit cards, and money orders).
  • Has a positive, respectful attitude with all staff and all management personnel.
  • A team player.

PERFORMANCE MEASUREMENTS

  1. Core System transaction competency. MSR’s will be proficient in all Core system transactions enabling them to provide solutions to all member transaction requests. This competency will be evaluated annually as part of the performance evaluation process. Executing the transaction correctly the first time will be the performance metric, along with over / short and voids.
  2. Policy / Procedure Knowledge. MSR’s will understand and uphold all policy and procedures related to the business they conduct. This competency will be evaluated annually as part of the performance evaluation process.
  3. Regulatory Compliance. MSR’s will understand all credit union compliance procedures. Specifically, BSA, Funds Availability Policy and Reg Z. Compliance is not limited to the above referenced areas.
  4. Product / Service Knowledge. MSR’s will understand and promote all of the products and services offered by MC. This includes ongoing promotions, advertised specials, and community messaging. This competency will be evaluated annually as part of the performance evaluation process. Specifically:
    • Basic knowledge on investment products; Certificates of Deposit, IRA, Roth IRA, Coverdell IRA. MSR’s will be able to promote our competitive rates.
    • Basic knowledge on loan product offerings (Home Equity, 1st Mortgage, Auto Loan, Student Loan, Credit Card, Personal Loan). The MSR must be capable of initiating the application process, providing information related to application questions and then execute a referral of the member to a loan officer. MSR’s will assist in making the member an appointment with the Loan Officer.
    • Basic knowledge of MC electronic product offerings for Online Banking, BillPay, Mobile Banking, Audio Banking, Text Banking and remote deposit. Specifically ability to enroll, unlock, reset, or de-enroll on a daily basis.
    • Basic knowledge of the new account process including follow up requirements to ensure member satisfaction. Specifically, Debit Cards, Checks, Electronic Services, or Loan products
  5. Capitalize on opportunities to increase member utilization of products and services offered as a solution to their needs. The MSR will be evaluated on their level of engagement in this area annually as part of the performance evaluation process.
  6. Know our Business. MSR’s will be capable of providing information concerning the credit union products and services, policies, general information;  what is a credit union, eligibility for membership, how to apply for membership, type of accounts available, insurance coverage of shares, loan policies, interest rates charged on loans, how interest on loan payments are computed, how dividends on shares are computed, when dividends post, the location of the credit union and branches, office hours and telephone numbers and web address.
  7. Computer Literacy. The MSR will be proficient in all online and core systems. Microsoft Word and Excel basics are a requirement of this position.
  8. Communications Expectations. Daily the MSR will check and respond, in a timely manner, to all email as part of their daily assigned responsibilities. Email is the designated corporate communication tool and the expectation is that it is managed on a daily basis.
  9. Confidentiality Expectations. All member information is protected on a need to know basis. MSR’s must address this requirement with full attention. Violations in this area are grounds for termination.
  10. Functional Duties. MSR’s will on a daily basis open and close the computer terminal; account for assigned cash and transactions; balance to the terminal teller report; remit receipts to the Lead MSR/Supervisor.
  11. Provide assistance with electronic services to members such as Online Banking, BillPay, Mobile Banking, Audio Banking, Text Banking; specifically, the ability to enroll, unlock, reset, or de-enroll on a daily basis. Refer to SME as required.
  12. Integrity. Accurately report time worked into the employer identified timecard system per established deadlines. Attendance and punctuality at work is critical.
  13. Specific duties relating to specialty tasks are to be executed at an SME level. Specifically, bond redemptions, office supplies management, ATM balancing, in-house report generation, CUNA Mutual report input and generation, e-statement, and share draft clearing.

QUALIFICATIONS

EDUCATION/CERTIFICATION:

  • High School Diploma

REQUIRED KNOWLEDGE:

  • Financial Services experience is preferred but not required

EXPERIENCE REQUIRED:

  • Financial Services experience is preferred but not required

SKILLS/ABILITIES:

  • Excellent written and verbal communication skills
  • Excellent organizational and problem-solving abilities
  • Dedicated work ethic with personal and professional integrity
  • Ability to undertake and complete multiple tasks, meeting deadlines
  • Strong desire to improve the lives and financial wellbeing of our diverse membership
  • Commitment to the credit union philosophy
  • Accurate cash handling
  • General office equipment skills

PHYSICAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION

TALKING:

Especially where one must frequently convey detailed or important instructions or ideas accurately, loudly or quickly.

AVERAGE HEARING:

Able to hear average or normal conversations and receive ordinary information.

AVERAGE VISUAL ABILITIES:

Average, ordinary, visual acuity necessary to prepare or inspect documents or products or operate machinery.

PHYSICAL STRENGTH:

Sedentary work: sitting most of the time. Exerts up to 10 lbs. of force occasionally. (Almost all office jobs.)

WORKING CONDITIONS

NONE:

No hazardous or significantly unpleasant conditions (a typical office environment)

MENTAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION

REASONING ABILITY:

Ability to deal with all members in a professional manner under any and all circumstances

MATHEMATICS ABILITY:

Must be able to perform basic mathematical calculations free from errors or miscalculations

LANGUAGE ABILITY:

Ability to communicate to all members in a clear and concise manner

INTENT AND FUNCTION OF JOB DESCRIPTION

Job descriptions assist organizations in ensuring that the hiring process is fairly administered and that qualified employees are selected. They are also essential to an effective appraisal system and related promotion, transfer, layoff, and termination decisions. Well-constructed job descriptions are an integral part of any effective compensation system.

All descriptions have been reviewed to ensure that only essential functions and basic duties have been included. Peripheral tasks, only incidentally related to each position, have been excluded. Requirements, skills, and abilities included have been determined to be the minimal standards required to successfully perform the positions. In no instance, however, should the duties, responsibilities, and requirements delineated be interpreted as all inclusive. Additional functions and requirements may be assigned by the Board of Directors as deemed appropriate.

In accordance with the Americans with Disabilities Act, it is possible that requirements may be modified to reasonably accommodate disabled individuals. However, no accommodations will be made which may pose serious health or safety risks to the employee or others or which impose undue hardships on the organization.

Job descriptions are not intended as and do not create employment contracts. The organization maintains its status as an at-will employer. Employees can be terminated for any reason not prohibited by law.

Please submit your resume to humanresources@mcfcu.org or apply below.

How to Apply

Qualified candidates should use the below form to submit your resume and cover letter

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