Loans | Members Choice Financial Credit Union



Auto Loan

Want to save money? Finance your new or used vehicle with M-C today! We have convenient financing at selected local dealerships or visit any branch. Rates, loan limits and terms are based on your credit score.

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Home Equity Loan

Use your homes equity to pay for college tuition, vacation, home improvements or whatever else suits your needs! Terms and conditions apply.

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Loans at a Glance


Auto Loans

M-C offers auto loans on new and used vehicles. Make your purchase at one of our direct dealers and drive away with your vehicle that day!

Home Loans

M-C offers mortgage loans to purchase, build or refinance. Explore the options of a home loan with low closing costs today.


Use the equity in your home for home improvements, consolidation of debt, or vacation. The uses are virtually endless.


Small Business Loans

A small business loan from M-C can be used on capital purchases when you start a business or decide to expand. M-C also offers online tools you can use to help build your business.

Signature Loans

Use a signature loan for anything from a vacation to debt consolidation. There is no collateral required and rates and limits are based on your credit score.

Student Loans

With college costs growing fast, it’s time to borrow smarter. M-C has partnered with Sallie Mae to bring you financing options when financial aid doesn’t cover all your expenses.


Home Equity Loan

Use the value of your home to get the money you need. With flexible terms and rates, a home equity loan from M-C can fit anyone's needs.

Platinum MasterCard

With rates that are nearly half that of major credit card companies, a Platinum MasterCard from M-C is a cost-effective borrowing tool.


M-C has some of the most competitive interest rates in the area, click learn more for a complete listing of M-C's loan rates.