Credit Card



With an MC Federal

Visa® Credit Card!

0.00% APY*

Balance Transfer Rate for 12 months

New & Existing Cards Qualify!

*APR = Annual Percentage Rate. 0.00% APR for 12 months from date of initial balance transfer during the promotional period of 01/01/24 to 03/31/24 . After that, your standard variable APR will apply. A 3% balance transfer fee will apply for each completed balance transfer during this promotional period. No Annual Fee. Offer is not valid for MC Federal Architect Visa and MC Federal Cache Visa credit cards. Existing MC FCU loan and credit card balance(s) do not qualify. For current rates, fees, and other cost information, please contact MC Federal at 800-834-0082. Rates, Terms, Conditions, and Cardholder Benefits are subject to change without notice. Certain terms, conditions, limitations, and exclusions apply. MC FCU membership required.

MC Federal Visa® Credit Card

All of our members are different, so we offer a variety of credit cards to meet their needs. For those just starting out or the experienced credit connoisseurs, for those with a perfect score or a blemish or two, we have a card to meet your needs.

A MC Federal Visa Credit card is right on the money when it comes to helping you save. As a MC Federal credit card holder, you can easily consolidate high interest credit card debt to your low interest rate MC Federal credit card. Don’t be fooled by temporary low rates that go sky high in the not so distant future. Put high rates and expensive fees in your past and discover the true benefit of a credit card with a consistently low-rate and no hidden fees or service charges.

Online Credit Card Management

Account management, rewards, and online payments are available 24/7 by clicking the button below.

Premium Rewards

Click the logo below to visit our rewards site to review rewards options, points balances, and redeem rewards.

Credit Card Line Up

Choose the Card That Works Best for You!

Not sure which card is best for you? Click the compare button above to view a side by side guide to help you find the card that fits your needs. 

Card Features & Benefits

Enjoy all the benefits and privileges of your Visa Credit Card with no annual fee. There is no need to pay extra for the convenience of using credit. Plus, save money by transferring your higher rate balance to your MC Federal Visa Credit Card with no balance transfer fee.

Your MC Federal Visa Credit Card is accepted at millions of places. Why carry cash and checks when all you need is your card?

• Convenient – Accepted worldwide and on your block

• Secure – Count on Visa’s Zero Liability Policy*

For all your purchases big and small, choose your MC Federal Visa Credit Card.

* Visa’s Zero Liability Policy covers U.S.-issued cards and does not apply to certain commercial card transactions or any transactions not processed by Visa. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.

Your MC Federal Visa credit card is accepted at millions of locations worldwide and gives you access to cash at ATMs displaying the Visa®/PLUS® symbol. In addition you can request a cash advance in your local MC Federal Branch. The best part is there is no hidden fee or higher interest rate for completing a cash advance.

Load your MC Federal Visa Credit card into your smart device to always have your card with you. Our Visa credit cards are compatible with the following mobile wallets, choose your provider below for instructions:

Tap to pay with your MC Federal Visa contactless card for a fast, easy and secure way to checkout. Just look for the Contactless Symbol at checkout, tap your card on the contactless-enabled terminal, and be on your way.

    • It’s fast – Your payment is processed in seconds so you can be on your way.
    • It’s easy – Simply tap your Visa contactless card on the contactless-enabled terminal.
    • It’s secure – When you tap to pay, you use the same trusted security as chip cards. Each transaction is protected by a dynamic encryption that protects your card information. 

Benefits vary by card type. Compare our cards to review available features and benefits or refer to your Guide to Benefits included with your card.

Woman talking on phone holding credit card

Questions about your MC Federal Visa Credit Card? Contact Us

Credit CardsAPR* as low as:
MC Federal Visa Platinum13.24%
MC Federal Premium Rewards Visa15.24%
MC Federal Architect Visa18.00%
MC Federal Cache Visa13.24%
MC Federal Visa Signature16.24%
*APR = Annual Percentage Rate. Rates current as of 08/24/2023. The rates are variable and may change. Current rates range from 13.24% APR to 18.00% APR. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. All Credit Union loan programs, rates, terms, conditions, and cardholder benefits are subject to change at any time without notice. Not all applicants will qualify. Please see your Guide to Benefits for complete program details. MC Federal Credit Union membership is required. For current rates, fees, and other cost information, please contact MC Federal Credit Union at (800) 834-0082.

The Contactless Indicator Mark and the Contactless Symbol are trademarks owned by and used with permission of EMVCo, LLC.
VISA is a registered trademark of Visa International Service Association and used under license.