Member Insurance Programs | Members Choice Financial Credit Union

Member Insurance Programs

M-C MEMBER INSURANCE PROGRAMS

Insurance protection is part of a solid financial plan. From getting a good rate on coverage for your car to making sure your life insurance is adequate, dependable insurance coverage ensures financial relief when you need it. And along the way, you’ll take comfort in knowing you’re protected.
TruStage insurance products and programs help members protect what matters most. Backed by more than 80 years of working in partnership with credit unions and their members, you’ll find products and programs for life, car, accidental death and dismemberment, and home and more. And as a Members Choice Financial Credit Union member, you’ll get $1,000 of TruStage AD&D Insurance AT NO COST TO YOU! See below for details and for information on the other insurance products available to our members.
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One of the exclusive benefits of credit union membership is a no-cost TruStage Accidental Death and Dismemberment (AD&D) insurance policy from CMFG Life Insurance Company. AD&D coverage pays you or your loved ones a cash benefit after an accident results in a covered injury or loss of life.

You can get $1,000 of coverage, paid for by your credit union, and provided by CMFG Life Insurance Company. And $100,000 in additional AD&D coverage from CMFG Life can cost about $10** a month. Acceptance is guaranteed, and there are no health questions or medical exam.

Sign up for your no-cost or additional protection today.

TruStage AD&D is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. **AD&D insurance costs between $10 and $15 per month for 100k of coverage. AD&D Base Policy Series E10-ADD-2012 and E10a-014-2012

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TruStage® Auto & Home Insurance Program

You trust your credit union to make products and services available to help you do more with what you have. That’s why we’ve joined with a dedicated team of insurance professionals to bring you the TruStage Auto & Home Insurance Program.

Working with carefully selected insurance companies, these programs can provide discounted rates exclusively for credit union members, online services, and 24/7 claims service.

If you haven’t compared auto or home insurance rates lately, it’s a great time to take a look. Your credit union membership could result in some nice savings.

Get your free quote today or call 1-855-483-2149.

TruStage® Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.
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TruStage Home Insurance Program
You trust your credit union to offer products and services to help you do more with what you have. That’s why we’ve joined with a dedicated team of insurance professionals to bring you the TruStage Home Insurance Program.
Working with carefully selected insurance partners, the TruStage Home Insurance Program can provide discounted rates for credit union members. You’ll get quality coverage for your home: liability, personal possessions and additional living expenses. You’ll also get the convenience of online servicing and 24/7 claims service.
If you haven’t compared home insurance lately, it’s a great time to take a look. Your credit union membership could result in some nice savings.
Get your free quote today or call 1-855-483-2149.
TruStage is the marketing brand for the Auto & Home Insurance Program made available by CUNA Mutual Insurance Agency, Inc. and underwritten by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.
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TruStage® Life Insurance
We make TruStage Life Insurance Policies available to help credit union members like you protect the people who matter most in your life. Any amount of coverage can make a difference, so it makes sense to check rates and look into this important protection.
TruStage Life Insurance plans and policies offer rates that fit your budget and that are designed to be affordable. They provide excellent coverage, underwritten by CMFG Life Insurance Company.
Learn about this important coverage or call 1-855-612-7909 for more information.
TruStage® Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insur-ance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.
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WHAT IS MEMBER’S CHOICE GUARANTEED ASSET PROTECTION PLUS (GAP PLUS)?

When you buy a new or used vehicle, there’s no way to know if it will be stolen or totaled in a accident. And, many times primary auto insurance settlements don’t pay off your loan balance. With the purchase of GAP Plus, you’re helping to protect your vehicle investment against a possible financial loss.

HOW DOES GAP PLUS WORK?

The GAP Plus fee can be included with your monthly payments or made separately by cash, check, charge or possibly electric funds transfer. If your car is stolen or totaled in an accident and there’s a difference between what you owe on your auto loan and the value of your vehicle, GAP Plus will help cancel the difference based on the terms of your member agreement. By adding GAP Plus while signing your loan paperwork, you’re helping take responsibility for your financial future. Your loan officer can show you how.
You may cancel GAP Plus at any time after your enrollment date. If you cancel within 90 days, you will receive a full refund. If you have any questions, simply contact your credit union.

WHY IS IT VALUABLE?

Vehicles often depreciate rapidly and vehicle loan terms have typically been increasing in duration. GAP Plus will help cancel the difference between the primary insurance settlement and what you may still owe on your vehicle loan. In addition, if your vehicle is stolen or totaled in an accident, it will cancel $1000 of your next loan with your credit union, when your purchase a replacement vehicle within 60 days of your primary insurance settlement. GAP Plus helps your prepare for the unexpected.
Download GAP Brochure