Rates

First Mortgage-Principal Residence
Annual Percentage Rate
Max 80% Loan to Value
Loan Terms and RatesConsult a Loan Officer Today for a custom mortgage that will work for you.
5/1 ARM - 30 Year Maximum4.50%
Home Equity Loan-Principal Residence
Annual Percentage Yield
Fixed TermMax 90% Loan to Value
0-36 months2.19%
37-60 months2.59%
61-84 months3.49%
85-120 months4.09%
121-180 months4.69%
181-240 months5.99%
Vehicle Loan Rates
Types
Annual Percentage Yield
On the Spot Financing is AvailableRates as low as
Vehicles and DemosNew1.99%
Used2.49%
RVs/Campers/ Travel TrailersNew4.29%
Used4.79%
Motorcycles/ATVs/BoatsNew2.99%
Used3.19%
Personal and Secured Loans
Annual Percentage Yield
Rates as low as
Signature Loan7.99%
Line of Credit11.00%
Share Secured4.25%
Share Certificate (CD) Secured2% over Certificate Rate or Share Secured Rate--whichever is highest
Home Equity Line of Credit (HELOC)
APR*
Terms
3/1 ARM (WSJ Prime +1.25%)4.50%
5/1 ARM (WSJ Prime +1.50%)4.75%
81-85% LTVadd .25%
86-90% LTVadd .50%
Platinum MasterCard Credit Card
APR*
Rates as low as7.99%
Student Loans
Maximum Rate
Minimum Rate
Variable Interest Loan9.37%2.25%
Fixed Interest Loan11.85%5.74%
Declared Dividends
APY
Rate
Account Type
Share Draft (Checking)0.10%0.10%
Regular Share Certificates
A.P.Y*
Rate
$500-$49,999
6 Months0.30%0.30%
12 Months0.35%0.35%
18 Months0.40%0.40%
24 Months0.55%0.55%
36 Months0.85%0.85%
48 Months1.10%1.10%
60 Months1.45%1.44%
48 Month STEP-UP-CD0.85%0.85%
Jumbo Share Certificates
A.P.Y.*
Rate
$50,000 and Over
6 Months0.40%0.40%
12 Months0.45%0.45%
18 Months0.50%0.50%
24 Months0.65%0.65%
36 Months0.95%0.95%
48 Months1.20%1.19%
60 Months1.55%1.54%
48 Months STEP-UP-CD0.95%0.95%
IRA Certificates
A.P.Y*
Rate
Member's Choice (A.P.Y*)
Member's Choice (Rate)
Traditional, Roth, and Coverdell
6 Months0.60%0.60%0.70%0.70%
12 Months0.65%0.65%0.75%0.75%
18 Months0.70%0.70%0.80%0.80%
24 Months0.85%0.85%0.95%0.95%
36 Months1.30%1.29%1.40%1.39%
48 Months1.55%1.54%1.65%1.64%
60 Months1.75%1.74%1.85%1.84%
Jumbo IRA Certificates
A.P.Y*
Rate
$50,000 and Over
Traditional, Roth, and Coverdell
6 Months0.70%0.70%
12 Months0.75%0.75%
18 Months0.80%0.80%
24 Months1.10%1.10%
36 Months1.40%1.39%
48 Months1.65%1.64%
60 Months1.85%1.84%
Money Market Accounts
A.P.Y*
Rate
Dividends Posted Monthly
$1,000-$19,9990.35%0.35%
$20,000-$99,9990.35%0.35%
$50,000-$99,9990.40%0.40%
$100,000 or more0.45%0.45%
Declared Dividends
A.P.Y.***
Rate
Account Type
Share (Savings)0.25%0.25%
Declared Club Account Dividends
A.P.Y***
Rate
Account Type
Christmas Club0.10%0.10%
All-Purpose Club0.10%0.10%
Declared Monthly Dividends
A.P.Y.*
Rate
Health Savings Account (HSA)0.25%0.25%

 

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