2x Rewards

From Kindergarten to College

Earn 2x Rewards on School Essentials

Stretch your back-to-school or off-to-college budget further. For a limited time, you will earn double rewards points on school essential purchases when you use your MC Federal Rewards-Enabled Visa® Credit Card!

That’s double rewards points on: 

The Sky is the Limit!

For a limited time, you will earn double rewards points when you use your MC Federal Rewards-Enabled Visa® Credit Card for your travel related purchases. That means 2x rewards points on:

EARN, EAT, REPEAT

‘Tis the season for delicious holiday meals and fresh baked treats! For a limited time, you will earn double rewards points when you use your MC Federal Rewards-Enabled Visa® Credit Card to purchase groceries or visit a restaurant.

The rewards points you earn can be redeemed for a variety of exciting rewards including:

To learn more about our rewards program, and how you can make the most out of your MC Federal Visa credit card purchases, click on the Premium Rewards logo. This will take you to your one stop shop to review redemption options, redeem your rewards points, and to uncover bonus rewards opportunities. 

female college student studying in classroom
students standing in line waiting for boarding school bus

Don’t have a Premium Rewards Enabled Credit Card? Now is the time to get one! Learn about all of the cards we offer and decide which one is best for you, then apply online or in your local branch. Need help deciding? A loan officer would be happy to discuss your options, give us a call at 800.834.0082 today!

Limited Time Offer: Ends September 30th

*Terms and conditions apply and are subject to change without notice. Qualifying purchases made between April 1, 2025 and June 30, 2025 will earn double rewards points per dollar spent. Offer valid on new and existing rewards-enabled MC Federal Visa credit cards. No enrollment necessary. Not all applicants will qualify, MC Federal membership required. APR may vary. MC Federal uses merchant category codes to determine if a purchase will earn double rewards. Not all purchases will qualify based on the merchant code used by the merchant. MC Federal is not responsible for merchant category codes used by merchants. Merchant codes valid for this promotion are: Computers and Computer Peripheral Equipment and Software (5045),  Stationery, Office Supplies, Printing and Writing Paper (5111), Men’s, Women’s, and Children’s Uniforms and Commercial Clothing (5137), Commercial Footwear (5139), Wholesale Clubs (5300), Discount Stores (5310), Department Stores (5311), Variety Stores (5331), Miscellaneous General Merchandise (5399), Grocery Stores and Supermarkets (5411), Miscellaneous Food Stores – Convenience Stores and Specialty Markets (5499), Service Stations (With or Without Ancillary Services) (5541), Automated Fuel Dispensers (5542), Men’s and Boys’ Clothing and Accessories Stores (5611),  Children’s and Infants’ Wear Stores (5641), Family Clothing Stores (5651), Sports and Riding Apparel Stores (5655), Shoe Stores (5661), Men’s and Women’s Clothing Stores (5691), Miscellaneous Apparel and Accessory Shops (5699), Electronics Stores (5732), Music Stores – Musical Instruments, Pianos, and Sheet Music (5733), Computer Software Stores (5734), Sporting Goods Stores (5941), Book Stores (5942), Stationery Stores, Office and School Supply Stores (5943), Artist’s Supply and Craft Shops (5970)