Signature Loans

See it. Dream it. Do it. With a Signature Loans at Members Choice.


Ask one of our lending specialists about a Signature loan!

A Signature Loan is a loan that is not secured by collateral. In contrast to a credit card, a signature loan offers a fixed term with set monthly payments. It is an affordable way to help you cover expenses. And for some, it is preferred over a credit card because of its fixed monthly payment and term so you know exactly when it will be paid off. You can use it for almost any purpose, whether you need it for an unexpected expense, pay taxes or tuition or just want to pay off higher-interest debt.

• Rates as low as 7.99% APR**
• Terms up to 60 months
• No prepayment penalties
• Fixed Rates – lock in a low rate for the loan term
• Fixed Payments – makes budgeting easy
• No collateral needed

This unsecured loan features a fixed payment which can be repaid over a shorter term.


Personal and Secured LoansAnnual Percentage Rate
Rates as low as
Signature Loan7.99%
Line of Credit11.00%
Share Secured4.25%
Share Certificate (CD) Secured2% over Certificate Rate or Share Secured Rate--whichever is highest

Questions about a signature loan? Contact Us

**APR = Annual Percentage Rate. Rates are subject to change without notice. Your rate on signature loans may vary from the rates above and will be determined by your credit history. Members Choice Financial Credit Union membership is required.

*APR- Annual percentage rate is a six month introductory rate. Promotional rate is for new loans only. Rates are subject to change without notice. Maximum term of 5 years or 60 months. Membership eligibility required. Minimum amount financed must be $2,000. Sample terms: Loan amount $3,000, Rate: 5.99% APR, Term: 36 months, estimated monthly payment: $98.96. Rates are determined by individual credit and your rate may vary from example; only Tier 1-3 qualify. An optional automatic payment deduction from your Members Choice FCU deposit account is available upon request. Existing Members Choice FCU loans are not eligible for this promotion. Other conditions or restrictions may apply. Additional rates and terms are available. This offer is valid on new signature/vacation loans which are opened starting April 1, 2019 through June 30, 2019.