Platinum MasterCard


Members Choice Platinum MasterCard® credit card is the convenient and affordable way to make your shopping, entertainment and travel purchases. Discover the true rewards of a low-rate credit card with no hidden fees or service charges.

  • As a Members Choice credit card holder you can easily consolidate high interest credit card debt to your low interest rate Members Choice credit card.
  • Simply sign into your credit card account ->Select Products and Services -> Transfer Balance.
  • NEW! Transfer balances to your Members Choice credit card with our Mobile App. Just select “Balance Transfer” in the features list and follow the instructions. Check it out:

It’s that Easy!

Other Members Choice Platinum MasterCard® credit card benefits include:

  • $1,000,000 Free Travel Accident Insurance Charge plane or train tickets to your Members Choice credit card and you, your spouse and eligible dependent children are automatically covered for $1,000,000 in common carrier travel accident insurance.*
  • Auto Rental Collision Damage Waiver (No more paying extra $$ for collision coverage) Offers you coverage, at no additional cost, for damage due to collision or theft of most rental cars. Simply charge the covered rental to your card and decline the CDW/LDW offered by the rental agency such as Budget, Alamo, Enterprise or others.*
  • Baggage Delay Insurance Reimburses you for replacing essential personal or business items in your baggage if the baggage you have checked on to a common carrier is delayed in transit and your tickets were purchased using an eligible MasterCard® card.
  • Cell Phone Protection – When you use your Members Choice MasterCard® to pay your monthly cell phone bill, you get more than the convenience of not worrying about writing a check or forgetting to pay your bill. If your cell phone is damaged or stolen, you are eligible for reimbursement, up to $200 per claim ($50 deductible applies). So why pay Verizon or AT&T – $5.99 /mth when you can have it for “FREE”. Annual savings of $70!
  • Many More Benefits that we are able to deliver to you and save you money. See Mastercard® Guide to Benefits! When you receive your card, a detail booklet will be delivered to you along with your new card.
  • Competitive rates
  • 25-day grace period on purchases
  • No annual fee
  • No hidden charges
  • Credit line up to $15,000.00
  • Low minimum payment
  • Convenience of cash advances through ATMs worldwide
  • Secure Online Shopping with MasterCard® SecureCode® (coming soon)
  • Manage your account online with GotoMyCard
  • ManageMyRewards!
  • Amazing Rewards: Earn Points on your everyday purchase! Redeem Merchandise, A Vacation Getaway, a A Sky Diving Trip, or simply select from hundreds of Gift Cards choices!
*Certain terms, conditions, limitations, and exclusions apply. Please see your Guide to Benefits for complete program details.


Questions about your MasterCard®? Contact Us

*APR = Annual Percentage Rate. Rates are subject to change without notice. LTV=Loan to Value. ARM=Adjustable Rate Mortgage. WSJ=Wall Street Journal. ^Your rate on auto loans may vary from the rates above and will be determined by your credit history, term and age of vehicle. Your rate on MasterCard may vary from the rate above and will be determined by your credit history and card relationship. Your rate on signature loans may vary from the rates above and will be determined by your credit history. ± An alternative to Payday Loans. $25 application fee. †Competitive rates and fees.Loan fees vary based on credit history and other underwriting criteria. Maximum lifetime aggregate limit $250,000. ‡$300 application fee. Other fees may apply. Your rate will be determined by your credit history as well as other factors relating to the type of loan request. Members Choice Financial Credit Union membership is required.