2x Rewards

Earn More While You Explore

Young couple traveling with a map in the city

For a limited time, you will earn double rewards points when you use your MC Federal Rewards-Enabled Visa® Credit Card for your travel related purchases. That means 2x rewards points on:

  • Lodging & Campgrounds
  • Plains, Trains, Rental Vehicles
  • Amusements Parks & Zoos
  • Fuel
  • And More!

Treat Yourself! Earn 2x Rewards Points
at Restaurants &
Grocery Stores!

‘Tis the season for delicious holiday meals and fresh baked treats! For a limited time, you will earn double rewards points when you use your MC Federal Rewards-Enabled Visa® Credit Card to purchase groceries or visit a restaurant.

Couple being served dinner at a restaurant

Get Rewarded For Back To School Shopping

Stretch your back-to-school budget further. For a limited time, you will earn double rewards points on
back-to-school related purchases when you use your MC Federal Rewards-Enabled Visa® Credit Card!

That’s double rewards points on: 

  • Clothes
  • Shoes
  • Books
  • Crayons
  • Pencils
  • Snacks
  • Lunches
  • Fuel
  • & More!

The rewards points you earn can be redeemed for a variety of exciting rewards including:

  • Gift Cards
  • Cash Back
  • Merchandise
  • Experiences
  • Travel
  • Fuel Redemption
  • Pay with Points
  • Charitable Giving

To learn more about our rewards program, and how you can make the most out of your MC Federal Visa credit card purchases, click on the Premium Rewards logo. This will take you to your one stop shop to review redemption options, redeem your rewards points, and to uncover bonus rewards opportunities. 

Premium Rewards Logo
Family at the beach

Don’t have a Premium Rewards Enabled Credit Card? Now is the time to get one! Learn about all of the cards we offer and decide which one is best for you, then apply online or in your local branch. Need help deciding? A loan officer would be happy to discuss your options, give us a call at 800.834.0082 today!

Apply Now!
Explore our cards

*Terms and conditions apply and are subject to change without notice. Qualifying purchases made between April 1, 2024 and June 30, 2024 will earn double rewards points per dollar spent. Offer valid on new and existing rewards-enabled MC Federal Visa credit cards. No enrollment necessary. Not all applicants will qualify, MC Federal membership required. MC Federal uses merchant category codes to determine if a purchase will earn double rewards. Not all purchases will qualify based on the merchant code used by the merchant. MC Federal is not responsible for merchant category codes used by merchants. Merchant codes valid for this promotion are: Airlines 3000-3072, 3075-3090, 3094, 3096-3103, 3106, 3110-3112, 3115, 3117, 3118, 3125-3127, 3129-3133, 3135-3138, 3143- 3146, 3148, 3151, 3154, 3156, 3159, 3161, 3164, 3165, 3167, 3170- 3172, 3174-3178, 3180-3188, 3190, 3191, 3193, 3196, 3197, 3200, 3203, 3204, 3206, 3211-3213, 3215- 3223, 3226, 3228, 3229, 3231, 3233-3236, 3238-3243, 3245-3248, 3251, 3252, 3254, 3256, 3259-3263, 3266, 3267, 3280, 3282, 3284-3287, 3292- 3303, 3308, & 4511 Vehicle Rental: 3351-3355, 3357, 3359-3362, 3364, 3366, 3368, 3370, 3374, 3376, 3380, 3381, 3385-3391, 3393-3396, 3398, 3400, 3405, 3409, 3412, 3414, 3420, 3421, 3423, 3425, 3427-3439, & 3441 Lodging: 3501-3546, 3548-3604, 3607-3609, 3612-3615, 3617-3802, 3807, 3808, 3811-3816, 3818-3839 Railroads: 4011-4112 Taxis 4121 Bus 4131 Cruise 4411 Boat Rentals 4457 & 4468 Travel Agencies 4722 & 4723 Tolls & Bridges 4784 Transportation Services 4789 Fuel 5541, 5542 & 5983 Attractions 7991,7996, 7998, 7999