2x Rewards

The Sky is the Limit!

For a limited time, you will earn double rewards points when you use your MC Federal Rewards-Enabled Visa® Credit Card for your travel related purchases. That means 2x rewards points on:

  • Lodging & Campgrounds
  • Plains, Trains, Rental Vehicles
  • Amusements Parks, Museums, & Zoos
  • Fuel
  • And More!

EARN, EAT, REPEAT

‘Tis the season for delicious holiday meals and fresh baked treats! For a limited time, you will earn double rewards points when you use your MC Federal Rewards-Enabled Visa® Credit Card to purchase groceries or visit a restaurant.

EARN 2x Rewards om Back-to-School ESSENTIALS!

Stretch your back-to-school budget further. For a limited time, you will earn double rewards points on
back-to-school related purchases when you use your MC Federal Rewards-Enabled Visa® Credit Card!

That’s double rewards points on: 

  • Clothes
  • Shoes
  • Books
  • Crayons
  • Pencils
  • Snacks
  • Lunches
  • Fuel
  • & More!

The rewards points you earn can be redeemed for a variety of exciting rewards including:

  • Gift Cards
  • Cash Back
  • Merchandise
  • Experiences
  • Travel
  • Fuel Redemption
  • Pay with Points
  • Charitable Giving

To learn more about our rewards program, and how you can make the most out of your MC Federal Visa credit card purchases, click on the Premium Rewards logo. This will take you to your one stop shop to review redemption options, redeem your rewards points, and to uncover bonus rewards opportunities. 

Premium Rewards Logo
Young couple traveling with a map in the city

Don’t have a Premium Rewards Enabled Credit Card? Now is the time to get one! Learn about all of the cards we offer and decide which one is best for you, then apply online or in your local branch. Need help deciding? A loan officer would be happy to discuss your options, give us a call at 800.834.0082 today!

Apply Now!
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Limited Time Offer: Ends June 30th

*Terms and conditions apply and are subject to change without notice. Qualifying purchases made between April 1, 2025 and June 30, 2025 will earn double rewards points per dollar spent. Offer valid on new and existing rewards-enabled MC Federal Visa credit cards. No enrollment necessary. Not all applicants will qualify, MC Federal membership required. APR may vary. MC Federal uses merchant category codes to determine if a purchase will earn double rewards. Not all purchases will qualify based on the merchant code used by the merchant. MC Federal is not responsible for merchant category codes used by merchants. Merchant codes valid for this promotion are: Airlines: 3000-3072, 3075-3090, 3094, 3096-3103, 3106, 3110-3112, 3115, 3117, 3118, 3125-3127, 3129-3133, 3135-3138, 3143- 3146, 3148, 3151, 3154, 3156, 3159, 3161, 3164, 3165, 3167, 3170- 3172, 3174-3178, 3180-3188, 3190, 3191, 3193, 3196, 3197, 3200, 3203, 3204, 3206, 3211-3213, 3215- 3223, 3226, 3228, 3229, 3231, 3233-3236, 3238-3243, 3245-3248, 3251, 3252, 3254, 3256, 3259-3263, 3266, 3267, 3280, 3282, 3284-3287, 3292- 3303, 3308, & 4511 Vehicle Rental: 3351-3355, 3357, 3359-3362, 3364, 3366, 3368, 3370, 3374, 3376, 3380, 3381, 3385-3391, 3393-3396, 3398, 3400, 3405, 3409, 3412, 3414, 3420, 3421, 3423, 3425, 3427-3439, & 3441 Lodging: 3501-3546, 3548-3604, 3607-3608, 3611, 3612-3615, 3617-3802, 3807, 3808, 3811-3816, 3818-3840 Railroads: 4011-4112 Taxis: 4121 Bus: 4131 Cruise: 4411 Boat Rentals: 4457 & 4468 Travel Agencies: 4722 & 4723 Tolls & Bridges: 4784 Transportation Services: 4789 Fuel: 5541, 5542 Attractions:7991,7996, 7998, 7999