From 401(k)s to Roth IRAs: Demystifying Retirement Accounts
With so many responsibilities in our day-to-day lives, it’s common to feel unprepared for the future. If you’ve ever caught yourself staring at your 401(k) statement blankly or questioning whether a Roth IRA is the right move, you’re not alone. With guidance, these accounts can feel less daunting and more like tools you can confidently […]
Buy Now, Pay Later: The Cost of Convenience
“Buy Now, Pay Later” (BNPL) services have become increasingly popular, offering a tempting alternative to credit cards. A 2022 report from the Consumer Financial Protection Bureau found that from 2019 to 2021, the number of BNPL loans originated in the U.S. by the five lenders it surveyed grew from 16.8 million to 180 million, highlighting […]
How to Brace for Rising Home Costs: A Guide for Homeowners and Renters
Have you noticed your insurance bills skyrocketing lately? If so, you’re in good company. According to Policygenius, the average home insurance premium increased by 21% between May 2022 and May 2023. Combine this with rising housing costs, property taxes, and high interest rate debt, and it’s no wonder why so many Americans are struggling in […]
Tis the $eason (For a Mid-Year Money Checklist)
As summer hits its stride, the idea of financially preparing for the holidays might feel like overkill. Consider this: money is the most cited source of stress during the holidays, with 58% of US adults worrying about overspending or not having enough money. July is an ideal month to assess your financial picture and make […]
10 Ways to Save on Summer Camp
In a perfect world, summer would be a time for children and parents to soak up the sun and enjoy a slower pace. As most of us know, work calendars don’t align with school calendars. Summer camp is a lifesaver for busy households, and costs add up quickly, leaving many families feeling financially burdened. Here […]
Money Management Tips Every Small Business Owner Should Know
Owning a small business comes with satisfying rewards (being your own boss? Check. Deciding what days you wear real pants? Check.). With the benefits comes the responsibility of money management. From tracking cash flow to tax prep, these best practices have a big impact when it comes to the success and sustainability of your business. […]