Online Privacy & Terms of Use
At MC Federal Credit Union (MCFCU) we are committed to safeguarding the information of our members and visitors to our website. This policy describes how we collect, retain, and use the information in which we are entrusted when you visit or use https://mcfcu.org.
Online activities may be subject to the MC Federal Privacy Policy, MC Federal Online Privacy, and the MC Federal Credit Union Website Terms of Use. By visiting or using MCFCU’s website or responding to any electronic communications we may send, you agree to this policy
Children’s Online Privacy
MCFCU does not knowingly collect Personal Information from children under the age of 13 who use our website. For more information about the Children’s Online Privacy Protection Act (COPPA), please visit the Federal Trade Commission website.
Transmission Security
At MCFCU we protect the information you submit from our website using leading encryption technologies.
Email Security
Please note that regular email is not secure. You should never provide sensitive information such as your social security number or account number through unsecured email. If you do have a need to transmit sensitive information, please send a secure message through our Digital Banking service, contact us by phone, or visit us in person.
Third-Party Links
When accessing Third Party Links, you are leaving the MC Federal Credit Union website. By continuing, you will access another website that is not operated by MCFCU. MCFCU is not responsible for the content of sites it does not operate. MCFCU does not represent the third-party, or the member, should the two enter into a transaction. MCFCU encourages our members to review the privacy and security policies of any third-party website accessed through MCFCU’s website. Privacy and security policies of third-party websites may differ from those practiced by MCFCU. MCFCU does not guarantee or assume liability for any third-party product or service obtained through our website.
Data Retention
Federal laws and regulations require that US financial institutions retain your personal and financial data. We will retain, protect, and use your personal and financial data for no longer than is necessary to complete our obligations, enforce our contractual agreements, resolve a dispute, or as otherwise permitted under the applicable law.
Use of Google Analytics & Cookies
At MCFCU, we use Google Analytics to track how users interact with our website, gather demographic information about our user base, and uncover potential technical issues. Google Analytics collects information such as how often users visit this site, what pages they visit, and what sites they visited prior to our site. Google Analytics collects the IP address assigned to you on the date you visit this site, rather than other identifying information. We do not link the information collected via Google Analytics with personally identifiable information.
Google Analytics plants a cookie, used exclusively by google, on your web browser to identify you as a unique user the next time you visit this site. To learn more about how Google Analytics collects and processes data and how to control the information sent to Google review the topic “How Google uses information from sites or apps that use our services” on Google’s Privacy & Terms page.
Social Media
MCFCU maintains profiles on social networking sites, including but not limited to Facebook, Instagram, LinkedIn, and YouTube. Be aware that any information you provide on these sites is publicly available and may be read, collected, and used by others who access them. MCFCU monitors these pages and is provided with reports that evaluate how users interact with each social networking site, including but not limited to views, likes, comments, shares, mentions and reviews.
Please read the following Terms of Use carefully as the use of this site constitutes your agreement to all of them. If you do not agree, please exit the Site at this time.
Use of the Website – By accessing the website, you warrant and represent to the MC Federal Credit Union that you are legally entitled to do so and to make use of information made available via the website.
Browser – Our website has been optimized for viewing in modern web browsers (i.e. Microsoft Edge, Firefox, Safari and Chrome) with JavaScript turned on. If you are running any other browsers or older browser versions, you may encounter problems with certain sections of the website, specifically when using forms.
Changes – Information and materials included in this website as well as the terms, conditions and descriptions are subject to change without notice. You should review all disclosures periodically to ensure your continued agreement to be bound by the terms of such disclosures.
Trademarks – This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance, and graphics. Nothing contained on this website should be construed as granting any license or right to use any trademark without the prior written permission of MC Federal Credit Union.
External Links – External links are provided for your convenience, but they are beyond the control of the credit union. The inclusion of third-party links does not imply endorsement by MC Federal Credit Union for the products, services or information contained therein. Any website visitor’s decision to view the linked web sites is made at their own risk.
Warranties – MC Federal Credit Union makes every effort to ensure the information contained on this website is accurate and reliable but due to the possibility of human and mechanical error, delayed updates, or other factors all materials are provided “as is”. The credit union provides no warranties, representations, statements or guarantees (whether express, implied in law or residual) regarding this website.
Computer Virus – It is possible to contract a computer virus by using the internet or downloading files. We endeavor to keep our website virus free but due to the constant development of malicious code we can make no guarantees and thereby disclaim any liability for viruses and associated problems.
Disclaimer of Liability – In no event will the credit union be responsible for and disclaims all liability for any loss, liability, damage (whether direct, indirect, or consequential) or expenses of any nature whatsoever that may be suffered as a result of use and access of this website or any linked site.
