Checking

Need Checks?

Reordering checks is easy. You can browse the online catalog and choose from many styles. You can even view the status of your check order!

Reorder Checks

Checking for You!

We offer two different checking account options to simplify your finances and make life a little easier.

Share Draft (Checking)

Enjoy our free1 Share Draft (Checking) Account! Dividends* are earned quarterly on our Share Draft. There is no minimum balance required, no monthly service fees, and no per-check fees.

This account also offers:

  • Free eStatements
  • Overdraft Protection
  • First box of checks free (select styles)
  • Unlimited check writing
  • Insured by NCUA

*Dividend free options available! Reach out to us by calling 800.834.0082 or stopping in a local branch.

Young Women Holding MC Federal Visa® Debit Card

Fresh Start Checking

Are you looking for a fresh start? We offer our members who have had financial hardships in the past a way to get back on their feet. Even if you are having trouble establishing a checking account at another financial institution, we may be able to help! Fresh Start relationships require a $25 opening deposit and Direct Deposit. This account is offered for a $5 monthly service fee.

This account also offers:

  • Free eStatements
  • Overdraft Protection
  • Earns Quarterly dividends
  • Insured by NCUA
Additional services are available as you build your relationship with us.4
Sunrise over hills


1Must meet certain eligibility requirements. Speak to a member of our team by calling 800.834.0082 or stopping in a local branch to learn more. 2Terms and conditions apply. See Electronic Fund Transfers Agreement & Disclosure for details. 3Certain terms and conditions apply. Not all members may be eligible for this service. 4More details available upon request.

Declared DividendsAPY*Rate
Account Type
Share Draft (Checking)0.01%0.01%
Fresh Start Checking0.01%0.01%
*APY = Annual Percentage Yield. Rates current as of 03/01/2024. Fresh Start Checking Minimum Opening Deposit = $25. Fresh Start Checking has a $5 monthly service fee. All rates, terms, conditions, and programs are subject to change at the discretion of the Credit Union. Fees may reduce earnings. MC Federal Credit Union membership is required.