Lending Solutions for New and Growing Businesses
Running a business is challenging, and access to the right financial tools can make all the difference. At MC Federal, we offer a variety of lending products that are specifically designed for small businesses. Whether you need to manage cash flow, purchase real estate, or expand your operations, we have the right solution for you.
For more information about our current rates and lending options, please contact our Business Lender. We’re here to help!
A Business Mortgage from MC Federal can be used for the purchase or refinance of your Investment Real Estate portfolio or expansion projects for your business. Our competitive mortgage products can help you achieve your goals.
Benefits of a Business Mortgage:
- Competitive interest rates
- Flexible terms to fit your business need
- Funding for real estate purchases, refinances, and more
Let us help you bring your vision to life by providing the financial support you need!
A Business Term Loan from MC Federal can provide you with immediate-term financing to support your business’s growth. These loans are ideal for equipment purchases, debt consolidation, or vehicle loans. Once you’ve overcome the initial challenges of starting a new business, a business term loan can help you expand and reach more customers.
Benefits of a Business Term Loan:
- Low interest rates to keep costs manageable
- Versatile financing for your unique business needs
- Structured repayment plans to match your cash flow
With a Business Term Loan from MC Federal, you can make the investments you need for the success of your business.
Every business faces periods where additional capital is required. Whether you’re managing payroll or dealing with seasonal cash flow fluctuations, a Business Line of Credit from MC Federal can provide the financial cushion your business needs.
Benefits of a Business Line of Credit:
- Help manage short-term capital needs
- Cover monthly expenses during periods of loss or slow revenue
- Flexible credit access for daily business operations
- Funds available for unexpected costs and business opportunities
If you’re building your business and need extra cash to keep things running smoothly, our Business Line of Credit can give you peace of mind knowing that funds are readily available.
A great credit card is an essential tool for any business. With the MC Federal Visa® Platinum Business Credit Card, you can earn rewards and enjoy several valuable benefits that will help keep your business running smoothly.
Features & Benefits of a Business Credit Card:
Enjoy all the benefits and privileges of your MC Federal Visa Platinum Business Credit Card with No Annual Fee. Save money by transferring your higher rate balance to your MC Federal Visa Platinum Business Credit Card with no balance transfer fee.
Take advantage of low interest rates to keep your business moving forward.
Choose Individual Pay so that each cardholder receives their own bill each month or select one of our Consolidated Pay options to receive one bill for all cardholders.
When you pay your monthly wireless bill with your covered MC Federal Visa Platinum Business Credit Card, your cell phone is protected for the next calendar month. So, you can get reimbursed if your cell phone is stolen or damaged ($50 deductible).
To learn more about this benefit or to file a claim, go to www.cardbenefitservices.com or call 1-866-894-8569. If you are outside the U.S., you can call collect: 1-303-967-1096.
Certain terms, conditions and exclusions apply. In order for coverage to apply, you must charge your eligible cellular wireless bill to your covered MC Federal Visa Platinum Business Credit Card. Please refer to your Guide to Benefits for further details
Save money by saying no at the counter – rent with your covered MC Federal Visa Platinum Business Credit Card and get built-in Auto Rental Coverage.
To learn more about this benefit or to file a claim, go to www.eclaimsline.com or call 1-800-348-8472. If you are outside the U.S., you can call collect: 1-804-673-1164.
Certain terms, conditions and exclusions apply. In order for coverage to apply, you must use your covered MC Federal Platinum Business Credit card to secure transactions. Please refer to your Guide to Benefits for further details.
Call any time for Travel and Emergency Assistance, available for covered MC Federal Visa Platinum Business Credit Card cardholders from anywhere in the world.
To learn more about this bene t call 1-800-992-6029. If you are outside the U.S., you can call collect: 1-804-673-1675
Certain terms, conditions and exclusions apply. Please refer to your Guide to Benefits for further details.
Protect your new item against theft and damage within the first 90 days of purchase with Purchase Security, available when you pay with your covered MC Federal Visa Platinum Business Credit Card. Add up to an extra year to your qualifying warranty with Extended Protection available for purchases made with your covered MC Federal Visa Platinum Business Credit Card.
To learn more about this benefit, or to file a claim go to www.cardbenefitservices.com or call 1-800-848-1943. If you are outside the U.S., you can call collect: 1-303-967-1096.
Certain terms, conditions and exclusions apply. In order for coverage to apply, you must use your covered MC Federal Platinum Business Credit card to secure transactions. Please refer to your Guide to Benefits for further details.
Whether your business is large or small, the MC Federal Visa® Platinum Business Credit Card offers the flexibility and financial support you need to succeed.
Contact Us
At MC Federal, we are committed to helping your business succeed. Our experienced Business Lenders are available to answer your questions and guide you through the lending process. Whether you are just getting started or are ready to expand, we offer the support you need to make your business dreams a reality.
Required Documents for Business Loan Applications
When applying for a business loan, there are several key documents you will need to provide in order to process your application. These documents help us better understand your financial situation and ensure we offer the best loan product for your needs.
Required Documents:
- Last three years of Full Federal Personal Income Tax Returns
- Last three years of Full Federal Business Income Tax Returns (if applicable)
- Personal Financial Statement
Please gather these documents when applying to speed up the approval process.
Not a Current Business Member, Join Us Today!
Discover the difference of working with a credit union that puts people first. Start your journey with MC Federal Credit Union and access our exceptional business lending solutions to fuel your growth.
- Learn More about MC Federal Business Accounts
- Explore the benefits of becoming a Select Employee Group
Questions about Business Lending Solutions?
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