*DETAILS: MC Federal Credit Union programs, rates, terms and conditions are subject to change at any time without notice. New Member Special: New General Membership or Members Advantage Membership required. One credit per membership. Valid for first 250 memberships opened at Berwick branch. Not all applicants may qualify. Memberships only valid for ages 18+. $5 credit will be applied to account at opening and is recoverable by the Credit Union if the account is closed for any reason. Certificate Special: *APY=Annual Percentage Yield. Rate and Term available for a limited time beginning 8/24/26 and may be withdrawn or modified at any time. For new members, minimum opening deposit of $500 is required. For existing members, minimum opening deposit of $10,000 new money is required. New money must originate from an external source and cannot be transferred from an MCFCU account. Fees may reduce earnings. Early withdrawal will incur a penalty. Review the Certificate Truth in Savings for details. Additional rates and terms available. MC Federal Credit Union membership required. Youth Account Special: New Youth Membership required. One credit per youth membership. Not all applicants may qualify. Must open account with minimum opening deposit of $5 at the Berwick branch to be eligible for credit. Youth Membership only valid for ages 0-17. $5 credit will be applied to account at opening and funding.