Deposit Accounts

Regular Savings Account

The share savings account at Members Choice is the key to becoming a member. The share account represents a member’s ownership in Members Choice Financial Credit Union. The savings requires a $5.00 minimum deposit upon opening and is required to maintain membership status. It is the first and most convenient way to start saving.

Business Basic Checking

A simple account so that you can run your business without worrying about cash flow needs.

  • 250 free transactions per month; anything over 250 is $0.20 per item. (Subject to change)
  • No monthly service charges or minimum balance
  • Free Online/Mobile banking & BillPay
  • Direct Deposit
  • Interest bearing with dividends posted quarterly

Required Identification to Open Your Business Account

  • Identification; such as a Driver's License, State/Government ID, Passport (This is required for each owner/authorized signer that will be on the account.)
  • Social Security Number
  • Proof of physical address (Bill, Mail, etc.)

Additional Required Documentation

  1. Certification of assumed name, AKA Fictitious Name Certificate (If applicable). This certificate is filed with the Department of State.
  2. Certification of Sole Proprietorship Status
  3. Proof of EIN (if applicable) 
  1. Partnership Agreement (Required for Limited, Not required for General.)
  2. Proof of EIN
  1. Articles of Organization
  2. Operating Agreement
  3. Proof of EIN
  1. Articles of Incorporation 
  2. Certificate of Assumed Name (If applicable)
  3. Corporate Banking Resolution (if applicable)
  4. Certificate of Existence (if applicable)
  5. Proof of EIN
  1. Meeting Minutes
  2. Proof of EIN