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Summer Vacation Promo

Come aboard a signature loan!

Get away for a weekend with a loan from MCFCU! *Choose someone to join you for a night out in NYC on the Hudson bay with our free DINNER CRUISE tickets! Apply for a vacation loan to qualify for your chance of a luxurious night out.

NYC dinner cruise

  • 3 hour cruise
  • New York Harbor dining
  • Breath taking skyline views
  • Vibrant Entertainment
  • Access to sky deck lounge
  • Guaranteed window seat
  • Table for two


–Flexible terms to fit your borrowing needs.

–Convenient bi-weekly or monthly payment options.

–Plus you can have your payments automatically deducted from you primary deposit account.

3 easy ways to apply

Apply »

Select the Signature loan option

Our Credit Card also give you great flexibility and worry free vacation benefits:
    • $1,000,000 Free Travel Accident Insurance charge plane, train, tickets to your M-C credit card and you, your spouse and eligible dependent children are automatically covered for $1,000,000 in common carrier travel accident insurance.*
    • Auto Rental Collison Damage Waiver (No more paying extra dollar for collision coverage) Offer you coverage, at no additional cost, for damage due to collision or theft of most rental cars.   Simply charge the covered rental to your card and decline the CDW/LDW offered by the rental agency such as Budget, Alimo, Enterprise or others.*
    • Baggage Delay Insurance Reimburses you for replacing essential personal or business items in your baggage, if the baggage you have checked on to a common carrier is delayed in transit and your tickets were purchased using an eligible MasterCard card

 Plus Other Great Benefits


Learn more…


->Choose Platinum Mastercard


*APR- annual percentage rate is fixed rate with a maximum term of 5 YEARS or 60 months.  APR is subject to change.  Membership eligibility required.  Minimum amount financed must be $5,000.  Sample terms: Loan amount $5,000, Rate: 7.99% APR,  Term: 60 months, estimated monthly payment: $101.40.  Rates are determined by individual credit and your rate may vary from example.  An optional automatic payment deduction from your M-C FCU deposit account is available upon request.   Existing M-C FCU loans are not eligible to this promotion. No Purchase Necessary.  Sweepstakes period: Sweepstakes begins April 7th, 2014 and ends July 7th, 2014. Winner will be chosen in random drawing on July 12th, 2014. Eligibility: Open only to U.S residents.  Void where prohibited. To qualify for the sweepstakes, all entrants must be eligible for membership at M-C Federal Credit Union and be at least 18 years of age. By entering this sweepstakes, entrants accept and agree to be bound by these Official Rules and the decision of M-C Federal Credit Union. One (1) entry per individual only. To enter: You will automatically be entered for a chance in the sweepstakes giveaway upon application and approval for a new signature loan with M-C Federal Credit Union. You may apply for a signature loan in one of the following three easy ways: online application via, loan by phone via (866) 265-4255, or your nearest branch location. Each sweepstakes entry has an equal chance of winning; odds of winning are based upon the number of entries.  You may also enter by sending in a 5 x 7 index card to M-C Federal Credit Union, c/o Marketing Department to 230 Walnut St. Danville, PA 17821. Include your name, mailing address and telephone number. Our marketing representative will proceed to call you and set up an appointment for an application. Mail in entries must be received by June 7th, 2014. Proof of mailing does not constitute proof of delivery. M-C Federal Credit Union is not responsible for lost, late, incomplete, or illegible entries submitted by mail. Only one entry per person, regardless of method of entry. Additional entries will be eliminated. Prize:  New York City dinner cruise for TWO (2). Winner will be able to choose who joins them for their free dinner cruise.  Retail value (ARV) $335.73. Value of prize is locked in at the beginning of the promotion and is not subject to change.  Prize will be accessible on the scheduled date of the dinner cruise, August 16th, 2014. If winner has prior plans on this particular date, there is the capability to reschedule the dinner cruise. Travel and lodging is not included.  General Conditions:  M-C Federal Credit Union and each of its employees, board, members and representatives are not responsible for any claims, liability, injury, or other damages of entrants and/or winners arising from, or in conjunction with acceptance, receipt, possession, or use/misuse of prize. Employees, relatives, and board members of the credit union are not eligible. Consult your tax advisor about potential tax benefits.  Entrant waives the right to claim any damages whatsoever including, but not limited to punitive, consequential, direct or indirect damages. Use of sweepstakes information: M-C Federal Credit Union reserves the right to use any information related to the sweepstakes, including information obtained  through the sweepstakes for marketing and promotional purposes, unless prohibited by law,  By entering, winner authorizes use of photo or likeness, and their name, to be used by M-C Federal Credit Union for promotional purposes.  Winner: Need not be present to win.  Winner will be notified by phone.  M-C Credit Union officials, employees, and their immediate family are ineligible to win.

 Important Message from

In the past 60 years

We have stood by our values and built upon them. Now we are focusing on the next 60 years and what this credit union can bring to our members and community. We want YOU our member owner to be informed about what does the dual charter change means to you. Please see a video message from

President & CEO Jim Barbarich on Our Plan for the next 60 years