Home Loans
M-C offers mortgage loans to purchase, build or refinance. Explore the options of a home loan with low closing costs today.
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| First Mortgage Loans - Principal Residence | APR* |
|---|
| Terms - Fixed | Max. 80% Loan to Value |
| |
| 10 Year | Temporarily Unavailable - Ask a Loan Officer for more information |
| 15 Year |
| 20 Year |
| 30 Year |
| |
| 5/1 ARM - 30 Year Maximum | 4.50% |
| Home Equity Loan - Principal Residence | APR* |
|---|
| Terms - Fixed | Max. 90% Loan to Value |
| 0-36 months | 2.29% |
| 37-60 months | 2.69% |
| 61-84 months | 3.59% |
| 85-120 months | 3.99% |
| 121-180 months | 4.49% |
| 181-240 months | 5.99% |
| Additional advances available for Home Equity Loans and LOC |
| 81-85% LTV | add .25% |
| 86-90% LTV | add .50% |
Questions about a home loan? Contact Us
As a credit union member, home insurance could be more affordable! Find out how
*APR = Annual Percentage Rate. Rates are subject to change without notice. LTV=Loan to Value. ARM=Adjustable Rate Mortgage. WSJ=Wall Street Journal. ^Your rate on auto loans may vary from the rates above and will be determined by your credit history, term and age of vehicle. Your rate on MasterCard may vary from the rate above and will be determined by your credit history and card relationship. Your rate on signature loans may vary from the rates above and will be determined by your credit history. ± An alternative to Payday Loans. $25 application fee. †Competitive rates and fees.Loan fees vary based on credit history and other underwriting criteria. Maximum lifetime aggregate limit $250,000. ‡$300 application fee. Other fees may apply. Your rate will be determined by your credit history as well as other factors relating to the type of loan request. M-C Federal Credit Union membership is required.
