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Credit Cards

The MasterCard® credit card at M-C Federal Credit Union is the convenient and affordable way to make your shopping, entertainment and travel purchases. Discover the true rewards of a low-rate credit card with no hidden fees or service charges.

 

Apply

->Choose Platinum Mastercard

Features

*New* Balance Consolidation

  •   When you are a current M-C FCU Credit card holder you can easy consolidate high interest credit card debt to your M-C FCU credit card.
  • Simply sign into your credit card account  ->Select Products and Services  -> Transfer Balance  That’s it! It is that Easy!

 

  New* DesignIT Photocard

    • We all love to carry a photo of our children, grandchildren, niece, nephew, and our favorite pets in our wallet.  Now, their pictures will never fade away.  DesignIt is Free for New cardholder or existing cardholder (for a limited time $10.00 fee will be waived – until Sept 30th) For more detail – talk to our associate today!

Try it Today!

        Worries Free Travel (Comes Free with your M-C Credit Card):

    • $1,000,000 Free Travel Accident Insurance charge plane, train, tickets to your M-C credit card and you, your spouse and eligible dependent children are automatically covered for $1,000,000 in common carrier travel accident insurance.*
    • Auto Rental Collison Damage Waiver (No more paying extra dollar for collision coverage) Offer you coverage, at no additional cost, for damage due to collision or theft of most rental cars.   Simply charge the covered rental to your card and decline the CDW/LDW offered by the rental agency such as Budget, Alimo, Enterprise or others.*
    • Baggage Delay Insurance Reimburses you for replacing essential personal or business items in your baggage, if the baggage you have checked on to a common carrier is delayed in transit and your tickets were purchased using an eligible MasterCard card
    • Vacation with a Personal Signature Loan beside credit card

 Plus Other Great Benefits

  • Cell Phone Protection – When you use your M-C Federal Credit Union MasterCard to pay your monthly cell phone bill, you get more than the convenience of not worrying about writing a check or forgetting to pay your bill.   If your cell phone is damaged or stolen, you are eligible for reimbursement, up to $200 per claim ($50 deductible applies). So why pay Verizon or AT&T – $5.99 /mth when you can have it for “FREE”. Annual saving of $70!
  • Many More Benefits that we are able to deliver to you and save you money.   See Mastercard Guide to Benefit!  When you receive your card, a detail booklet will be delivered to you along with your new card.
  • Competitive rates
  • 25-day grace period on purchases
  • No annual fee
  • No hidden charges
  • Credit line up to $15,000.00
  • Low minimum payment
  • Convenience of cash advances through ATMs worldwide
  • Secure Online Shopping with MasterCard SecureCode® (coming soon)
  • Manage your account online with GotoMyCard
  • ManageMyRewards!
  • Amazing Rewards: Earn Points on your everyday purchase! Redeem Merchandise, A Vacation Getaway,  a A Sky Diving Trip, or simply select from hundreds of Gift Cards choices!
 *Certain terms, conditions, limitations, and exclusions apply.  Please see your Guide to Benefits for complete program details.

Apply

->Choose Platinum Mastercard

 

Platinum MasterCard Credit Card^APR*
Rates as low as7.99%

Questions about your MasterCard®? Contact Us

*APR = Annual Percentage Rate. Rates are subject to change without notice. LTV=Loan to Value. ARM=Adjustable Rate Mortgage. WSJ=Wall Street Journal. ^Your rate on auto loans may vary from the rates above and will be determined by your credit history, term and age of vehicle. Your rate on MasterCard may vary from the rate above and will be determined by your credit history and card relationship. Your rate on signature loans may vary from the rates above and will be determined by your credit history. ± An alternative to Payday Loans. $25 application fee. †Competitive rates and fees.Loan fees vary based on credit history and other underwriting criteria. Maximum lifetime aggregate limit $250,000. ‡$300 application fee. Other fees may apply. Your rate will be determined by your credit history as well as other factors relating to the type of loan request. M-C Federal Credit Union membership is required.

 Important Message from

In the past 60 years

We have stood by our values and built upon them. Now we are focusing on the next 60 years and what this credit union can bring to our members and community. We want YOU our member owner to be informed about what does the dual charter change means to you. Please see a video message from

President & CEO Jim Barbarich on Our Plan for the next 60 years