Mortgage Solutions

Want to save money? Apply to finance or refinance your mortgage online in under 15 minutes. With low interest rates and terms to fit your financial needs, there’s never been a better time to finance with Members Choice.

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FlexChoice Loan

The FlexChoice Home Equity Line of Credit is flexible loan product that let’s you borrow as much as you need and lock in the best interest rates. See how FlexChoice can give you cash whenever, for whatever…and get the job done!

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Loans at a Glance


Auto Loans

M-C offers auto loans on new and used vehicles. Make your purchase at one of our direct dealers and drive away with your vehicle that day!


M-C offers mortgage loans to purchase, build or refinance. Explore the options of a home loan with low closing costs today.


Use the equity in your home for home improvements, consolidation of debt, or vacation. The uses are virtually endless.


Small Business Loans

A small business loan from M-C can be used on capital purchases when you start a business or decide to expand. M-C also offers online tools you can use to help build your business.

Signature Loans

Use a signature loan for anything from a vacation to debt consolidation. There is no collateral required and rates and limits are based on your credit score.

Student Loans

With college costs growing fast, it’s time to borrow smarter. M-C has partnered with Sallie Mae to bring you financing options when financial aid doesn’t cover all your expenses.


Home Equity Loan

Use the value of your home to get the money you need. With flexible terms and rates, a home equity loan from M-C can fit anyone's needs.

Credit Card

With rates that are nearly half that of major credit card companies, a Platinum MasterCard from M-C is a cost-effective borrowing tool.


M-C has some of the most competitive interest rates in the area, click learn more for a complete listing of M-C's loan rates.