Fee Schedule

This document may not list all fees. For a current rate and fee schedule, please contact our office.

“Your Lifetime Financial Partner

 M-C Federal Credit Union

 

Excessive Overdraft Transfers: This fee will be imposed if the share draft account is overdrawn more than 6 times per month.

$10.00 per item

Negative Balance Fee: This fee will be imposed when an account carries a
deficit balance. All negative balances must be paid within 5 business days.

$25.00 per item

Deposited Returned Item: If the Credit Union receives an item back as non-sufficient funds, this fee will be imposed.

$25.00 per item

Returned Item: If the Credit Union must return a share draft (check) this fee will be imposed. 

$25.00 per item

Money Order: This fee is charged for each money order purchased.

Official Check: This fee is charged for each Cashier’s Check purchased.

 

$.50

$2.00

Traveler’s Checks

This fee will be imposed for each $100.00 of Traveler’s Checks purchased.

$.50

Stop Payment
This fee will be charged per request. 

$10.00

 

Share Draft Printing
The first box of basic checks are free to new members.
 If a different style is chosen, prices will vary.

May vary

Photocopy of Draft
This allows you to get a copy (front and back) of your cashed check. This charge is per draft.

$2.00

Faxed Photocopy of Draft

This fee is imposed if the draft is older than we can search on our system and you request it to be faxed the same day.  This is a per draft charge.

$3.00

Dormancy

If your account is inactive for 6 months or longer, this fee will be imposed until activity occurs again. If your account is inactive for a period of 5 years, your account will be considered abandoned. PA state law requires us to Escheat all abandoned accounts. Click here for more information.

$1.00

Statement Copy: If the member requests a copy of the account history between statement cycles, a fee will be imposed.

$1.00 current month
$2.00 prior month

 

International Wire Transfers

This is a per transfer fee for outgoing wire transfers.

$30.00

Wire Transfers within the U.S.

This is a per transfer fee for outgoing wire transfers.

$10.00

Excessive Money Market Withdrawals:  This fee will be imposed when the number of Money Market Withdrawals exceeds three (3) per month.

$5.00 per withdrawal

Debit\MasterCard Replacement Cards

This fee will be imposed if you request a card before the card expires.  This fee is a per card fee.

 

ATM Replacement Card

 

 

$10.00

 

 

$5.00

Debit\ATM Replacement PIN Mailer

 

 

$2.00

 

 

ATM\Debit Card PIN Transactions in excess of ten (10) per month

$.75 per transaction

Home Banking and Bill Payer Services:

FREE