“Your Lifetime Financial Partner”

 M-C Federal Credit Union

 

BORROW

24 Hour Loan by Phone Applications

1-866-265-4255

The time has come to make a decision about your future and you’ve decided that higher education is the way to go. But how can you afford to go to the school of your choice? To make our Stafford Loans even more affordable, we charge zero up-front fees. And you won’t have to make payments while you are enrolled in school at least half-time. PHEAA PLUS loans are also available.

 

 

 

PHEAA KeystoneBEST loan requirements:

 

  • You must be a Pennsylvania resident attending any accredited school (regardless of location)

 

  • Be an out-of-state resident attending an accredited school in Pennsylvania

 

  • You must be in good standing on your other education loans and grants

 

 

  • No co-signer or credit check is required to apply for this loan.

 

 

 

 

  Terms

  Eligibility

  How to Apply
  • 6.8% fixed interest rate on unsubsidized loans

 

  • 6.0% fixed interest rate on subsidized loans

 

  • No payments until 6 months after graduation or enrollment in school is less than half-time

 

  • Zero origination fees

 

  • Zero guarantor fees

 

  • No prepayment penalties

 

  • 0.25% repayment interest rate credit with automatic payment/debit from a savings or checking account

 

  • 10 to 25 year repayment period

 

  • Loan limits for dependent undergraduate students:
    1st year - $3,500
    2nd Year - $4,500
    3rd Year - $5,500
    4th Year - $5,500

 

  • Loan limits for independent undergraduate students:
    1st Year - $7,500
    2nd Year - $8,500
    3rd Year - $10,500
    4th Year - $10,500

                

 

 
  • Determine the amount you want to borrow

 

  • Complete the application form (M-C FCU lender code: #828303)

 

  • Have your Social Security number, Driver’s License information, name, address and telephone number for two references, and your FAFSA PIN ready*

 

  • Click the Apply Now button and follow the instructions to complete your application

 

You can check your loan status online at any time. Access my account.

 

Apply Now

Federal Stafford Loans for College Students